Compare · 2 funds side by side · dividends reinvested

OVM and SGOV

OVMOverlay Shares×SGOViShares×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$12,086SGOV · best of the two

02 / 04

OVM and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.3

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.74%+2.4%+3.1%+7.1%+1.2%−6.4%5.6%$46M1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OVM 2019 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $46M$10,540

OVM

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,086

$10,000 five years ago, dividends reinvested

OVMMeasureSGOV

+2.4%Year to dateJan 1 → Nov 5+3.1%

+3.1%1 yearTotal return+3.7%

+7.1%3 years · per year$10,000 became $12,297 · $11,419+4.5%

+1.2%5 years · per year$10,000 became $10,626 · $12,086+3.9%

0.81%Expense ratio$81 · $9 a year on $10k · lower is better0.09%

5.74%Trailing 12-mo yield$574 · $363 a year on $10k3.63%

−6.4%Worst dropSmaller is better0.0%

5.6%VolatilityLower is calmer0.2%

OVMSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SGOV wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs SGOV: Top 5 Holdings

Today

OVM

100.0%in top 5

SGOV

in top 5[…]

OVMStockSGOV

100.0%MUBnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OVM vs SGOV Returns, Every Period

Overlay SharesOVM

+1.2%

5 years, per year

SGOViShares

+3.9%

5 years, per year

OVMSGOVFaded: behind in that period

1–3SGOV wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OVM vs SGOV

YTD

Overlay SharesOVM

+2.4%

SGOViShares

+3.1%

+2.4%Year to date+3.1%

−6.4%Worst drop · 1Y+0.0%

5.6%Volatility · 1Y0.2%

5.7%Yield3.6%

$46.0MAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

OVM0.81%$81

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OVM, SGOV

5.74%highest, OVM

FundTrailing yieldYield$10k

OVM5.74%$574

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$493most kept, OVM

OVM$574 − $81 = $493

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OVM, SGOV

Today

[…]holdings […]

OVMSGOV

OVM—[…]

SGOV[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

OVMWorst drop−6.4%5.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

OVMSGOV

+2.4%Year to date+3.1%

5.7%Yield3.6%

+3.1%Past year+3.7%

0.81%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026