Compare · 3 funds side by side · dividends reinvested

OVM, SUB and BND

OVMOverlay Shares×SUBiShares×BNDVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,860SUB · best of the three

02 / 04

OVM, SUB and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.76%+2.0%+3.0%+6.6%+1.1%−6.4%5.7%$46M1.9

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.6%+2.5%+3.4%+1.7%−1.9%1.4%$13.4B1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: OVM 2019 · SUB 2008 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $46M$10,570

OVM

SUB

iShares Short-Term National Muni Bond ETF · $13.4B$10,860

$10,000 five years ago, dividends reinvested

OVMMeasureSUB

+2.0%Year to dateJan 1 → Nov 6+1.6%

+3.0%1 yearTotal return+2.5%

+6.6%3 years · per year$10,000 became $12,128 · $11,045+3.4%

+1.1%5 years · per year$10,000 became $10,570 · $10,860+1.7%

0.81%Expense ratio$81 · $7 a year on $10k · lower is better0.07%

5.76%Trailing 12-mo yield$576 · $257 a year on $10k2.57%

−6.4%Worst dropSmaller is better−1.9%

5.7%VolatilityLower is calmer1.4%

OVMSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs SUB: Top 5 Holdings

Today

OVM

100.0%in top 5

SUB

in top 5[…]

OVMStockSUB

100.0%MUBnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

OVM vs SUB Returns, Every Period

Overlay SharesOVM

+1.1%

5 years, per year

SUBiShares

+1.7%

5 years, per year

OVMSUBFaded: behind in that period

3–1OVM wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

OVM vs BND

YTD

Overlay SharesOVM

+2.0%

BNDVanguard

−0.0%

+2.0%Year to date−0.0%

−6.4%Worst drop · 1Y−4.5%

5.7%Volatility · 1Y4.0%

5.8%Yield4.1%

$45.7MAssets$161B

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, SUB, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SUB0.07%$7

OVM0.81%$81

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: OVM, SUB, BND

5.76%highest, OVM

FundTrailing yieldYield$10k

OVM5.76%$576

BND4.12%$412

SUB2.57%$257

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$495most kept, OVM

OVM$576 − $81 = $495

BND$412 − $3 = $409

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: OVM, SUB, BND

Today

[…]holdings […]

OVMSUBBND

OVM—[…][…]

SUB[…]—[…]

BND[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.0%OVM, at 5.7% volatility

SUBWorst drop−1.9%1.4% vol

BNDWorst drop−4.5%4.0% vol

OVMWorst drop−6.4%5.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

OVMSUB

+2.0%Year to date+1.6%

5.8%Yield2.6%

+3.0%Past year+2.5%

0.81%Fee0.07%

3–1OVM wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026