Compare · 3 funds side by side · dividends reinvested

OVM, SUB and SGOV

OVMOverlay Shares×SUBiShares×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

OVM, SUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.4

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.74%+2.4%+3.1%+7.1%+1.2%−6.4%5.6%$46M2.3

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.57%+1.5%+2.3%+3.4%+1.6%−1.9%1.4%$13.3B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OVM 2019 · SUB 2008 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $46M$10,540

OVM

SUB

iShares Short-Term National Muni Bond ETF · $13.3B$10,853

$10,000 five years ago, dividends reinvested

OVMMeasureSUB

+2.4%Year to dateJan 1 → Nov 5+1.5%

+3.1%1 yearTotal return+2.3%

+7.1%3 years · per year$10,000 became $12,297 · $11,044+3.4%

+1.2%5 years · per year$10,000 became $10,626 · $10,841+1.6%

0.81%Expense ratio$81 · $7 a year on $10k · lower is better0.07%

5.74%Trailing 12-mo yield$574 · $257 a year on $10k2.57%

−6.4%Worst dropSmaller is better−1.9%

5.6%VolatilityLower is calmer1.4%

OVMSUB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs SUB: Top 5 Holdings

Today

OVM

100.0%in top 5

SUB

in top 5[…]

OVMStockSUB

100.0%MUBnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OVM vs SUB Returns, Every Period

Overlay SharesOVM

+1.2%

5 years, per year

SUBiShares

+1.6%

5 years, per year

OVMSUBFaded: behind in that period

3–1OVM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OVM vs SGOV

YTD

Overlay SharesOVM

+2.4%

SGOViShares

+3.1%

+2.4%Year to date+3.1%

−6.4%Worst drop · 1Y+0.0%

5.6%Volatility · 1Y0.2%

5.7%Yield3.6%

$46.0MAssets$117B

3–1SGOV wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, SUB, SGOV

Today

0.07%lowest, SUB

FundExpense ratioFee$10k

SUB0.07%$7

SGOV0.09%$9

OVM0.81%$81

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OVM, SUB, SGOV

5.74%highest, OVM

FundTrailing yieldYield$10k

OVM5.74%$574

SGOV3.63%$363

SUB2.57%$257

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$493most kept, OVM

OVM$574 − $81 = $493

SGOV$363 − $9 = $354

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OVM, SUB, SGOV

Today

[…]holdings […]

OVMSUBSGOV

OVM—[…][…]

SUB[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

SUBWorst drop−1.9%1.4% vol

OVMWorst drop−6.4%5.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

OVMSGOV

+2.4%Year to date+3.1%

5.7%Yield3.6%

+3.1%Past year+3.7%

0.81%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 5, 2026