Compare · 3 funds side by side · dividends reinvested

OVM, SUB and VCIT

OVMOverlay Shares×SUBiShares×VCITVanguard×

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Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$10,811SUB · best of the three

Story of the three · IncomeMost incomeOVM · 5.77% · $577 a year on $10k

Story of the three · RiskSmallest drop

OVM, SUB and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Short-Term National Muni Bond ETFBonds & Cash · Municipal0.07%2.58%+1.1%+1.7%+3.0%+1.6%−1.9%1.4%$13.3B1.9

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.77%+1.8%+2.3%+5.5%+1.0%−6.4%5.8%$47M2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.09%−2.0%−1.6%+5.9%+0.6%−4.9%4.5%$66.6B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 12, 2026 · returns include dividends · since: OVM 2019 · SUB 2008 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

5Y

Overlay Shares Municipal Bond ETF · $47M$10,502

OVM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,322

$10,000 five years ago, dividends reinvested

OVMMeasure

More Ways to See the Pairs

OVM vs VCIT: Top 5 Holdings

Today

OVM

100.0%in top 5

VCIT

in top 5[…]

OVMStockVCIT

100.0%MUBnot top 5

Held in common[…]

End-of-day Nov 12, 2026 · share of each fund

Cost, Income and Risk

Fees: OVM, SUB, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SUB0.07%$7

OVM0.81%$81

End-of-day Nov 12, 2026 · fee on $10,000 a year

Yields: OVM, SUB, VCIT

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+34.2%

VIGVanguard

+16.0%

+34.2%Year to date+16.0%

2.9%Yield1.4%

$124BAssets$109B

2–0SCHD wins

End-of-day Nov 12, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.8%

JEPIJ.P. Morgan

+8.3%

SPYM vs SPY

YTD

SPDRSPYM

+12.0%

SPYSPDR

+11.9%

VCIT

+1.8%Year to dateJan 1 → Nov 12−2.0%

+2.3%1 yearTotal return−1.6%

+5.5%3 years · per year$10,000 became $11,745 · $11,887+5.9%

+1.0%5 years · per year$10,000 became $10,502 · $10,322+0.6%

0.81%Expense ratio$81 · $3 a year on $10k · lower is better0.03%

5.77%Trailing 12-mo yield$577 · $509 a year on $10k5.09%

−6.4%Worst dropSmaller is better−4.9%

5.8%VolatilityLower is calmer4.5%

OVMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 12, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

OVM vs VCIT Returns, Every Period

5Y

Overlay SharesOVM

+1.0%

5 years, per year

VCITVanguard

+0.6%

5 years, per year

OVMVCITFaded: behind in that period

3–1OVM wins

End-of-day Nov 12, 2026 · dividends in · faded = behind in that period

OVM vs VCIT

YTD

Overlay SharesOVM

+1.8%

VCITVanguard

−2.0%

+1.8%Year to date−2.0%

−6.4%Worst drop · 1Y−4.9%

5.8%Volatility · 1Y4.5%

5.8%Yield5.1%

$46.5MAssets$66.6B

2–2level

End-of-day Nov 12, 2026 · smaller drop and lower volatility win

1Y

5.77%highest, OVM

FundTrailing yieldYield$10k

OVM5.77%$577

VCIT5.09%$509

SUB2.58%$258

End-of-day Nov 12, 2026 · trailing 12-month yield

Income After Fees on $10,000

1Y

$506most kept, VCIT

VCIT$509 − $3 = $506

OVM$577 − $81 = $496

SUB$258 − $7 = $251

KeptFee

End-of-day Nov 12, 2026 · yield in dollars minus the fee

Overlap: OVM, SUB, VCIT

Today

[…]holdings […]

OVMSUBVCIT

OVM—[…][…]

SUB[…]—[…]

VCIT[…][…]—

End-of-day Nov 12, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

1Y

+2.3%OVM, at 5.8% volatility

SUBWorst drop−1.9%1.4% vol

VCITWorst drop−4.9%4.5% vol

OVMWorst drop−6.4%5.8% vol

End-of-day Nov 12, 2026 · up and left is better

Paid More vs Made More

YTD

OVMSUB

+1.8%Year to date+1.1%

5.8%Yield2.6%

+2.3%Past year+1.7%

0.81%Fee0.07%

3–1OVM wins

End-of-day Nov 12, 2026

+7.8%Year to date+8.3%

12.2%Yield7.9%

$42.6BAssets$47.3B

1–1level

End-of-day Nov 12, 2026

+12.0%Year to date+11.9%

1.0%Yield1.0%

$186BAssets$806B

1–0SPYM wins

End-of-day Nov 12, 2026

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OVM, SUB and VCIT

Head to Head

More Ways to See the Pairs

Cost, Income and Risk

Popular Pairs Near These Three