Compare · 2 funds side by side · dividends reinvested

OVM and VCIT

OVMOverlay Shares×VCITVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,540OVM · best of the two

02 / 04

OVM and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.78%+1.7%+2.6%+6.8%+1.1%−6.4%5.7%$46M1.5

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OVM 2019 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $46M$10,540

OVM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

OVMMeasureVCIT

+1.7%Year to dateJan 1 → Nov 5−0.6%

+2.6%1 yearTotal return+0.3%

+6.8%3 years · per year$10,000 became $12,180 · $12,368+7.3%

+1.1%5 years · per year$10,000 became $10,540 · $10,508+1.0%

0.81%Expense ratio$81 · $3 a year on $10k · lower is better0.03%

5.78%Trailing 12-mo yield$578 · $502 a year on $10k5.02%

−6.4%Worst dropSmaller is better−4.9%

5.7%VolatilityLower is calmer4.5%

OVMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs VCIT: Top 5 Holdings

Today

OVM

100.0%in top 5

VCIT

in top 5[…]

OVMStockVCIT

100.0%MUBnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OVM vs VCIT Returns, Every Period

Overlay SharesOVM

+1.1%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

OVMVCITFaded: behind in that period

3–1OVM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OVM vs VCIT

YTD

Overlay SharesOVM

+1.7%

VCITVanguard

−0.6%

+1.7%Year to date−0.6%

−6.4%Worst drop · 1Y−4.9%

5.7%Volatility · 1Y4.5%

5.8%Yield5.0%

$46.0MAssets$66.6B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

OVM0.81%$81

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OVM, VCIT

5.78%highest, OVM

FundTrailing yieldYield$10k

OVM5.78%$578

VCIT5.02%$502

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OVM$578 − $81 = $497

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OVM, VCIT

Today

[…]holdings […]

OVMVCIT

OVM—[…]

VCIT[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+2.6%OVM, at 5.7% volatility

VCITWorst drop−4.9%4.5% vol

OVMWorst drop−6.4%5.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

OVMVCIT

+1.7%Year to date−0.6%

5.8%Yield5.0%

+2.6%Past year+0.3%

0.81%Fee0.03%

3–1OVM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026