Compare · 3 funds side by side · dividends reinvested

OVM, VCIT and SGOV

OVMOverlay Shares×VCITVanguard×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,086SGOV · best of the three

02 / 04

OVM, VCIT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.6

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.1

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.78%+1.7%+2.6%+6.8%+1.1%−6.4%5.7%$46M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OVM 2019 · VCIT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $46M$10,540

OVM

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,508

$10,000 five years ago, dividends reinvested

OVMMeasureVCIT

+1.7%Year to dateJan 1 → Nov 5−0.6%

+2.6%1 yearTotal return+0.3%

+6.8%3 years · per year$10,000 became $12,180 · $12,368+7.3%

+1.1%5 years · per year$10,000 became $10,540 · $10,508+1.0%

0.81%Expense ratio$81 · $3 a year on $10k · lower is better0.03%

5.78%Trailing 12-mo yield$578 · $502 a year on $10k5.02%

−6.4%Worst dropSmaller is better−4.9%

5.7%VolatilityLower is calmer4.5%

OVMVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs VCIT: Top 5 Holdings

Today

OVM

100.0%in top 5

VCIT

in top 5[…]

OVMStockVCIT

100.0%MUBnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OVM vs VCIT Returns, Every Period

Overlay SharesOVM

+1.1%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

OVMVCITFaded: behind in that period

3–1OVM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OVM vs VCIT

YTD

Overlay SharesOVM

+1.7%

VCITVanguard

−0.6%

+1.7%Year to date−0.6%

−6.4%Worst drop · 1Y−4.9%

5.7%Volatility · 1Y4.5%

5.8%Yield5.0%

$46.0MAssets$66.6B

2–2level

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, VCIT, SGOV

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

OVM0.81%$81

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OVM, VCIT, SGOV

5.78%highest, OVM

FundTrailing yieldYield$10k

OVM5.78%$578

VCIT5.02%$502

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

OVM$578 − $81 = $497

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OVM, VCIT, SGOV

Today

[…]holdings […]

OVMVCITSGOV

OVM—[…][…]

VCIT[…]—[…]

SGOV[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCITWorst drop−4.9%4.5% vol

OVMWorst drop−6.4%5.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

OVMSGOV

+1.7%Year to date+3.1%

5.8%Yield3.6%

+2.6%Past year+3.7%

0.81%Fee0.09%

3–1SGOV wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026