Compare · 2 funds side by side · dividends reinvested

OVM and VTEB

OVMOverlay Shares×VTEBVanguard×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$10,626OVM · best of the two

02 / 04

OVM and VTEB, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Overlay Shares Municipal Bond ETFBonds & Cash · Municipal0.81%5.74%+2.4%+3.1%+7.1%+1.2%−6.4%5.6%$45M1.3

Vanguard Tax-Exempt Bond ETFBonds & Cash · Municipal0.03%3.48%+0.2%+0.7%+4.6%+0.7%−6.6%3.6%$49.6B1.8

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: OVM 2019 · VTEB 2015

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Municipal Bond ETF · $45M$10,626

OVM

VTEB

Vanguard Tax-Exempt Bond ETF · $49.6B$10,373

$10,000 five years ago, dividends reinvested

OVMMeasureVTEB

+2.4%Year to dateJan 1 → Nov 4+0.2%

+3.1%1 yearTotal return+0.7%

+7.1%3 years · per year$10,000 became $12,297 · $11,431+4.6%

+1.2%5 years · per year$10,000 became $10,626 · $10,373+0.7%

0.81%Expense ratio$81 · $3 a year on $10k · lower is better0.03%

5.74%Trailing 12-mo yield$574 · $348 a year on $10k3.48%

−6.4%Worst dropSmaller is better−6.6%

5.6%VolatilityLower is calmer3.6%

OVMVTEB Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2OVM wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVM vs VTEB: Top 5 Holdings

Today

OVM

100.0%in top 5

VTEB

in top 5[…]

OVMStockVTEB

100.0%MUBnot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

OVM vs VTEB Returns, Every Period

Overlay SharesOVM

+1.2%

5 years, per year

VTEBVanguard

+0.7%

5 years, per year

OVMVTEBFaded: behind in that period

4–0OVM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

OVM vs VTEB

YTD

Overlay SharesOVM

+2.4%

VTEBVanguard

+0.2%

+2.4%Year to date+0.2%

−6.4%Worst drop · 1Y−6.6%

5.6%Volatility · 1Y3.6%

5.7%Yield3.5%

$44.9MAssets$49.6B

3–1OVM wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVM, VTEB

Today

0.03%lowest, VTEB

FundExpense ratioFee$10k

VTEB0.03%$3

OVM0.81%$81

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: OVM, VTEB

5.74%highest, OVM

FundTrailing yieldYield$10k

OVM5.74%$574

VTEB3.48%$348

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$493most kept, OVM

OVM$574 − $81 = $493

VTEB$348 − $3 = $345

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: OVM, VTEB

Today

[…]holdings […]

OVMVTEB

OVM—[…]

VTEB[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+3.1%OVM, at 5.6% volatility

VTEBWorst drop−6.6%3.6% vol

OVMWorst drop−6.4%5.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

OVMVTEB

+2.4%Year to date+0.2%

5.7%Yield3.5%

+3.1%Past year+0.7%

0.81%Fee0.03%

3–1OVM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026