Compare · 2 funds side by side · dividends reinvested

OVS and SCHD

OVSOverlay Shares×SCHDSchwab×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375SCHD · best of the two

02 / 04

OVS and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$123B1.1

Overlay Shares Small Cap Equity ETFUS Stock Styles · Small cap0.83%10.34%+15.7%+20.6%+19.5%+5.5%−9.9%18.4%$45M1.9

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OVS 2019 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Small Cap Equity ETF · $45M$13,062

OVS

SCHD

Schwab U.S. Dividend Equity ETF · $123B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVSMeasureSCHD

+15.7%Year to dateJan 1 → Nov 5+32.3%

+20.6%1 yearTotal return+38.7%

+19.5%3 years · per year$10,000 became $17,084 · $17,414+20.3%

+5.5%5 years · per year$10,000 became $13,062 · $16,375+10.4%

0.83%Expense ratio$83 · $6 a year on $10k · lower is better0.06%

10.34%Trailing 12-mo yield$1,034 · $298 a year on $10k2.98%

−9.9%Worst dropSmaller is better−6.9%

18.4%VolatilityLower is calmer11.7%

OVSSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SCHD wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVS vs SCHD: Top 5 Holdings

Today

OVS

100.0%in top 5

SCHD

in top 521.7%

OVSStockSCHD

100.0%IJRnot top 5

not top 5TXN4.7%

not top 5PG4.4%

not top 5HD4.3%

not top 5KO4.2%

not top 5AMGN4.2%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

OVS vs SCHD Returns, Every Period

Overlay SharesOVS

+5.5%

5 years, per year

SCHDSchwab

+10.4%

5 years, per year

OVSSCHDFaded: behind in that period

0–4SCHD wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Stocks vs Income: OVS vs SCHD

YTD

Overlay SharesOVS

+15.7%

SCHDSchwab

+32.3%

+15.7%Year to date+32.3%

−9.9%Worst drop · 1Y−6.9%

18.4%Volatility · 1Y11.7%

10.3%Yield3.0%

$45.2MAssets$123B

3–1SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVS, SCHD

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

OVS0.83%$83

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OVS, SCHD

10.34%highest, OVS

FundTrailing yieldYield$10k

OVS10.34%$1,034

SCHD2.98%$298

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$951most kept, OVS

OVS$1,034 − $83 = $951

SCHD$298 − $6 = $292

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OVS, SCHD

Today

0.0%most shared, OVS and SCHD

OVSSCHD

OVS—0.0%

SCHD0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

OVSWorst drop−9.9%18.4% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

OVSSCHD

+15.7%Year to date+32.3%

10.3%Yield3.0%

+20.6%Past year+38.7%

0.83%Fee0.06%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026