Compare · 3 funds side by side · dividends reinvested

OVS, SCHD and VIG

OVSOverlay Shares×SCHDSchwab×VIGVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$16,495VIG · best of the three

02 / 04

OVS, SCHD and VIG, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.97%+32.8%+37.6%+21.2%+10.3%−6.9%11.4%$121B1.6

Vanguard Dividend Appreciation ETFIncome · Dividend stocks0.04%1.47%+14.0%+15.9%+20.2%+10.5%−7.9%10.0%$109B2.1

Overlay Shares Small Cap Equity ETFUS Stock Styles · Small cap0.83%10.05%+19.1%+22.5%+21.4%+6.1%−9.9%17.7%$45M2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: OVS 2019 · SCHD 2011 · VIG 2006

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Small Cap Equity ETF · $45M$13,428

OVS

SCHD

Schwab U.S. Dividend Equity ETF · $121B$16,352

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

OVSMeasureSCHD

+19.1%Year to dateJan 1 → Nov 3+32.8%

+22.5%1 yearTotal return+37.6%

+21.4%3 years · per year$10,000 became $17,895 · $17,784+21.2%

+6.1%5 years · per year$10,000 became $13,428 · $16,352+10.3%

0.83%Expense ratio$83 · $6 a year on $10k · lower is better0.06%

10.05%Trailing 12-mo yield$1,005 · $297 a year on $10k2.97%

−9.9%Worst dropSmaller is better−6.9%

17.7%VolatilityLower is calmer11.4%

OVSSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

2–6SCHD wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVS vs SCHD: Top 5 Holdings

Today

OVS

100.0%in top 5

SCHD

in top 521.4%

OVSStockSCHD

100.0%IJRnot top 5

not top 5TXN4.6%

not top 5PG4.3%

not top 5KO4.2%

not top 5CVX4.2%

not top 5HD4.2%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

OVS vs SCHD Returns, Every Period

Overlay SharesOVS

+6.1%

5 years, per year

SCHDSchwab

+10.3%

5 years, per year

OVSSCHDFaded: behind in that period

1–3SCHD wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Stocks vs Income: OVS vs SCHD

YTD

Overlay SharesOVS

+19.1%

SCHDSchwab

+32.8%

+19.1%Year to date+32.8%

−9.9%Worst drop · 1Y−6.9%

17.7%Volatility · 1Y11.4%

10.0%Yield3.0%

$44.6MAssets$121B

3–1SCHD wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVS, SCHD, VIG

Today

0.04%lowest, VIG

FundExpense ratioFee$10k

VIG0.04%$4

SCHD0.06%$6

OVS0.83%$83

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: OVS, SCHD, VIG

10.05%highest, OVS

FundTrailing yieldYield$10k

OVS10.05%$1,005

SCHD2.97%$297

VIG1.47%$147

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$922most kept, OVS

OVS$1,005 − $83 = $922

SCHD$297 − $6 = $291

VIG$147 − $4 = $143

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: OVS, SCHD, VIG

Today

14.5%most shared, SCHD and VIG

OVSSCHDVIG

OVS—0.0%0.0%

SCHD0.0%—14.5%

VIG0.0%14.5%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+37.6%SCHD, at 11.4% volatility

VIGWorst drop−7.9%10.0% vol

SCHDWorst drop−6.9%11.4% vol

OVSWorst drop−9.9%17.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

OVSSCHD

+19.1%Year to date+32.8%

10.0%Yield3.0%

+22.5%Past year+37.6%

0.83%Fee0.06%

3–1SCHD wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

DGRO vs VIG

YTD

iSharesDGRO

+18.0%

VIGVanguard

+14.0%

+18.0%Year to date+14.0%

1.8%Yield1.5%

$45.1BAssets$109B

2–0DGRO wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026