Compare · 3 funds side by side · dividends reinvested

OVT, BND and VOO

OVTOverlay Shares×BNDVanguard×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,156VOO · best of the three

02 / 04

OVT, BND and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.4%+9.8%+22.1%+11.4%−8.9%13.5%$1.00T1.8

Overlay Shares Short Term Bond ETFBonds & Cash · Core aggregate0.79%7.83%+1.6%+3.3%+8.0%+2.7%−2.0%4.2%$62M1.9

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.1%+0.4%+5.6%−0.0%−4.5%4.0%$161B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: OVT 2021 · BND 2007 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Overlay Shares Short Term Bond ETF · $62M$11,442

OVT

BND

Vanguard Total Bond Market ETF · $161B$9,983

$10,000 five years ago, dividends reinvested

OVTMeasureBND

+1.6%Year to dateJan 1 → Nov 5+0.1%

+3.3%1 yearTotal return+0.4%

+8.0%3 years · per year$10,000 became $12,600 · $11,761+5.6%

+2.7%5 years · per year$10,000 became $11,442 · $9,983−0.0%

0.79%Expense ratio$79 · $3 a year on $10k · lower is better0.03%

7.83%Trailing 12-mo yield$783 · $412 a year on $10k4.12%

−2.0%Worst dropSmaller is better−4.5%

4.2%VolatilityLower is calmer4.0%

OVTBND Winner of the row, in its colourEach row: the bigger of the two fills its side

6–2OVT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

OVT vs BND: Top 5 Holdings

Today

OVT

100.0%in top 5

BND

in top 5[…]

OVTStockBND

100.0%VCSHnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

OVT vs BND Returns, Every Period

Overlay SharesOVT

+2.7%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

OVTBNDFaded: behind in that period

4–0OVT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

OVT vs BND

YTD

Overlay SharesOVT

+1.6%

BNDVanguard

+0.1%

+1.6%Year to date+0.1%

−2.0%Worst drop · 1Y−4.5%

4.2%Volatility · 1Y4.0%

7.8%Yield4.1%

$62.4MAssets$161B

3–1OVT wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: OVT, BND, VOO

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

VOO0.03%$3

OVT0.79%$79

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: OVT, BND, VOO

7.83%highest, OVT

FundTrailing yieldYield$10k

OVT7.83%$783

BND4.12%$412

VOO1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$704most kept, OVT

OVT$783 − $79 = $704

BND$412 − $3 = $409

VOO$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: OVT, BND, VOO

Today

0.0%most shared, OVT and VOO

OVTBNDVOO

OVT—[…]0.0%

BND[…]—[…]

VOO0.0%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+9.8%VOO, at 13.5% volatility

BNDWorst drop−4.5%4.0% vol

OVTWorst drop−2.0%4.2% vol

VOOWorst drop−8.9%13.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

OVTVOO

+1.6%Year to date+8.4%

7.8%Yield1.1%

+3.3%Past year+9.8%

0.79%Fee0.03%

3–1VOO wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026