Compare · 3 funds side by side · dividends reinvested

PALC, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,543VOO · best of the three

02 / 04

PALC, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$1.00T1.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.0

Pacer Lunt Large Cap Multi-Factor Alternator ETFUS Stock Styles · Factor0.60%1.32%+1.9%+5.3%+14.1%+5.9%−12.4%15.8%$188M2.8

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PALC 2020 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Pacer Lunt Large Cap Multi-Factor Alternator ETF · $188M$13,339

PALC

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 20.5% in common

PALCMeasureSPY

+1.9%Year to dateJan 1 → Nov 9+11.2%

+5.3%1 yearTotal return+13.5%

+14.1%3 years · per year$10,000 became $14,836 · $18,118+21.9%

+5.9%5 years · per year$10,000 became $13,339 · $17,493+11.8%

0.60%Expense ratio$60 · $9 a year on $10k · lower is better0.09%

1.32%Trailing 12-mo yield$132 · $101 a year on $10k1.01%

−12.4%Worst dropSmaller is better−8.9%

15.8%VolatilityLower is calmer13.7%

PALCSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PALC vs SPY: Top 5 Holdings

Today

PALC

11.9%in top 5

SPY

in top 527.8%

PALCStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

3.6%BRK-Bnot top 5

not top 5GOOGL2.6%

2.5%BACnot top 5

2.0%Tnot top 5

1.9%VZnot top 5

1.9%WFCnot top 5

Held in common20.5%

End-of-day Nov 9, 2026 · share of each fund

PALC vs SPY Returns, Every Period

PacerPALC

+5.9%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

PALCSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Stocks vs Core: PALC vs VOO

YTD

PacerPALC

+1.9%

VOOVanguard

+11.3%

+1.9%Year to date+11.3%

−12.4%Worst drop · 1Y−8.9%

15.8%Volatility · 1Y13.7%

1.3%Yield1.1%

$188MAssets$1.00T

3–1VOO wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PALC, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

PALC0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PALC, SPY, VOO

1.32%highest, PALC

FundTrailing yieldYield$10k

PALC1.32%$132

VOO1.07%$107

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, VOO

VOO$107 − $3 = $104

SPY$101 − $9 = $92

PALC$132 − $60 = $72

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PALC, SPY, VOO

Today

92.7%most shared, SPY and VOO

PALCSPYVOO

PALC—20.5%18.7%

SPY20.5%—92.7%

VOO18.7%92.7%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%VOO, at 13.7% volatility

VOOWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

PALCWorst drop−12.4%15.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

PALCVOO

+1.9%Year to date+11.3%

1.3%Yield1.1%

+5.3%Past year+13.6%

0.60%Fee0.03%

3–1VOO wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026