Compare · 3 funds side by side · dividends reinvested

VTI, SPY and VYM

Not found: PAPI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,099SPY · best of the three

02 / 04

VTI, SPY and VYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.30%+13.3%+17.7%+20.0%+11.2%−6.7%10.6%$78.9B1.5

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.3

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · SPY 1993 · VYM 2006

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

SPY

State Street SPDR S&P 500 ETF · $819B$17,099

$10,000 five years ago, dividends reinvested · they hold 86.5% in common

VTIMeasureSPY

+8.4%Year to dateJan 1 → Nov 5+8.3%

+9.9%1 yearTotal return+9.7%

+21.9%3 years · per year$10,000 became $18,113 · $18,174+22.0%

+10.3%5 years · per year$10,000 became $16,332 · $17,099+11.3%

0.03%Expense ratio$3 · $9 a year on $10k · lower is better0.09%

1.10%Trailing 12-mo yield$110 · $103 a year on $10k1.03%

−8.9%Worst dropSmaller is better−8.9%

13.7%VolatilityLower is calmer13.6%

VTISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

4–3VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs SPY: Top 5 Holdings

Today

VTI

25.0%in top 5

SPY

in top 527.7%

VTIStockSPY

6.6%AAPL7.7%

7.1%NVDA7.3%

5.2%MSFT6.2%

3.3%AMZN3.9%

2.8%GOOGL2.6%

Held in common86.5%

End-of-day Nov 5, 2026 · share of each fund

VTI vs SPY Returns, Every Period

VanguardVTI

+10.3%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

VTISPYFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Income: VTI vs VYM

YTD

VanguardVTI

+8.4%

VYMVanguard

+13.3%

+8.4%Year to date+13.3%

−8.9%Worst drop · 1Y−6.7%

13.7%Volatility · 1Y10.6%

1.1%Yield2.3%

$689BAssets$78.9B

4–0VYM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, SPY, VYM

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

VYM0.04%$4

SPY0.09%$9

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, SPY, VYM

2.30%highest, VYM

FundTrailing yieldYield$10k

VYM2.30%$230

VTI1.10%$110

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$226most kept, VYM

VYM$230 − $4 = $226

VTI$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, SPY, VYM

Today

86.5%most shared, VTI and SPY

VTISPYVYM

VTI—86.5%31.8%

SPY86.5%—35.2%

VYM31.8%35.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+17.7%VYM, at 10.6% volatility

VYMWorst drop−6.7%10.6% vol

SPYWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VYMVTI

+13.3%Year to date+8.4%

2.3%Yield1.1%

+17.7%Past year+9.9%

0.04%Fee0.03%

3–1VYM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026