Compare · 3 funds side by side · dividends reinvested

VTI, SPYM and SCHD

Not found: PAPI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

VTI, SPYM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.98%+32.3%+38.7%+20.3%+10.4%−6.9%11.7%$120B1.6

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B2.0

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B2.4

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: VTI 2001 · SPYM 2005 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 86.5% in common

VTIMeasureSPYM

+8.4%Year to dateJan 1 → Nov 5+8.4%

+9.9%1 yearTotal return+9.8%

+21.9%3 years · per year$10,000 became $18,113 · $18,222+22.1%

+10.3%5 years · per year$10,000 became $16,332 · $17,164+11.4%

0.03%Expense ratio$3 · $2 a year on $10k · lower is better0.02%

1.10%Trailing 12-mo yield$110 · $106 a year on $10k1.06%

−8.9%Worst dropSmaller is better−8.9%

13.7%VolatilityLower is calmer13.6%

VTISPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

2–4SPYM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs SPYM: Top 5 Holdings

Today

VTI

25.0%in top 5

SPYM

in top 527.7%

VTIStockSPYM

6.6%AAPL7.7%

7.1%NVDA7.3%

5.2%MSFT6.2%

3.3%AMZN3.9%

2.8%GOOGL2.6%

Held in common86.5%

End-of-day Nov 5, 2026 · share of each fund

VTI vs SPYM Returns, Every Period

VanguardVTI

+10.3%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

VTISPYMFaded: behind in that period

1–2SPYM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Income: VTI vs SCHD

YTD

VanguardVTI

+8.4%

SCHDSchwab

+32.3%

+8.4%Year to date+32.3%

−8.9%Worst drop · 1Y−6.9%

13.7%Volatility · 1Y11.7%

1.1%Yield3.0%

$689BAssets$120B

4–0SCHD wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: VTI, SPYM, SCHD

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

VTI0.03%$3

SCHD0.06%$6

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: VTI, SPYM, SCHD

2.98%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.98%$298

VTI1.10%$110

SPYM1.06%$106

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

VTI$110 − $3 = $107

SPYM$106 − $2 = $104

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: VTI, SPYM, SCHD

Today

86.5%most shared, VTI and SPYM

VTISPYMSCHD

VTI—86.5%7.1%

SPYM86.5%—8.5%

SCHD7.1%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+38.7%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

SPYMWorst drop−8.9%13.6% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDVTI

+32.3%Year to date+8.4%

3.0%Yield1.1%

+38.7%Past year+9.9%

0.06%Fee0.03%

3–1SCHD wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026