Compare · 2 funds side by side · dividends reinvested

PAYR and SPY

PAYRFederated Hermes×SPYSPDR×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,118SPY · best of the two

02 / 04

PAYR and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Federated Hermes ETF Trust - Federated Hermes Enhanced Income ETFIncome · Covered calls0.74%7.98%+18.6%+23.9%[…][…]−7.0%11.4%$97M1.2

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: PAYR 2025 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Federated Hermes ETF Trust - Federated Hermes Enhanced Income ETF · $97M[…]

PAYR

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 4.7% in common

PAYRMeasureSPY

+18.6%Year to dateJan 1 → Nov 6+8.7%

+23.9%1 yearTotal return+9.7%

[…]3 years · per year$10,000 became […] · $18,039+21.7%

[…]5 years · per year$10,000 became […] · $17,118+11.3%

0.74%Expense ratio$74 · $9 a year on $10k · lower is better0.09%

7.98%Trailing 12-mo yield$798 · $103 a year on $10k1.03%

−7.0%Worst dropSmaller is better−8.9%

11.4%VolatilityLower is calmer13.6%

PAYRSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–1PAYR wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PAYR vs SPY: Top 5 Holdings

Today

PAYR

18.3%in top 5

SPY

in top 527.8%

PAYRStockSPY

not top 5AAPL7.9%

not top 5NVDA6.9%

not top 5MSFT6.3%

4.1%PAYXnot top 5

not top 5AMZN4.0%

3.9%USBnot top 5

3.5%0Y6X.Lnot top 5

3.4%BTInot top 5

3.3%TTE.PAnot top 5

not top 5GOOGL2.6%

Held in common4.7%

End-of-day Nov 6, 2026 · share of each fund

PAYR vs SPY Returns, Every Period

Federated HermesPAYR

+23.9%

past year

SPYSPDR

+9.7%

past year

PAYRSPYFaded: behind in that period

2–0PAYR wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Core: PAYR vs SPY

YTD

Federated HermesPAYR

+18.6%

SPYSPDR

+8.7%

+18.6%Year to date+8.7%

−7.0%Worst drop · 1Y−8.9%

11.4%Volatility · 1Y13.6%

8.0%Yield1.0%

$96.8MAssets$819B

4–0PAYR wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PAYR, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

PAYR0.74%$74

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: PAYR, SPY

7.98%highest, PAYR

FundTrailing yieldYield$10k

PAYR7.98%$798

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$724most kept, PAYR

PAYR$798 − $74 = $724

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: PAYR, SPY

Today

4.7%most shared, PAYR and SPY

PAYRSPY

PAYR—4.7%

SPY4.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+23.9%PAYR, at 11.4% volatility

PAYRWorst drop−7.0%11.4% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

PAYRSPY

+18.6%Year to date+8.7%

8.0%Yield1.0%

+23.9%Past year+9.7%

0.74%Fee0.09%

3–1PAYR wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026