Compare · 2 funds side by side · dividends reinvested

PAYR and USOI

PAYRFederated Hermes×USOIETRACS×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$18,186USOI · best of the two

02 / 04

PAYR and USOI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037Income · Covered calls0.85%62.18%+47.1%+42.9%+11.6%+12.7%−23.5%24.6%$314M1.4

Federated Hermes ETF Trust - Federated Hermes Enhanced Income ETFIncome · Covered calls0.74%7.79%+21.5%+27.7%[…][…]−7.0%11.2%$92M1.5

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: PAYR 2025 · USOI 2017

Head to Head

Swap sides Versus in desk

Head to Head

Federated Hermes ETF Trust - Federated Hermes Enhanced Income ETF · $92M[…]

PAYR

USOI

UBS AG ETRACS Crude Oil Shares Covered Call ETNs due April 24, 2037 · $314M$18,186

$10,000 five years ago, dividends reinvested

PAYRMeasureUSOI

+21.5%Year to dateJan 1 → Nov 4+47.1%

+27.7%1 yearTotal return+42.9%

[…]3 years · per year$10,000 became […] · $13,905+11.6%

[…]5 years · per year$10,000 became […] · $18,186+12.7%

0.74%Expense ratio$74 · $85 a year on $10k · lower is better0.85%

7.79%Trailing 12-mo yield$779 · $6,218 a year on $10k62.18%

−7.0%Worst dropSmaller is better−23.5%

11.2%VolatilityLower is calmer24.6%

PAYRUSOI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PAYR vs USOI: Top 5 Holdings

Today

PAYR

18.1%in top 5

USOI

in top 5[…]

PAYRStockUSOI

4.0%PAYXnot top 5

3.9%USBnot top 5

3.5%TTE.PAnot top 5

3.4%0Y6X.Lnot top 5

3.3%BTInot top 5

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

PAYR vs USOI Returns, Every Period

Federated HermesPAYR

+27.7%

past year

USOIETRACS

+42.9%

past year

PAYRUSOIFaded: behind in that period

0–2USOI wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

PAYR vs USOI

YTD

Federated HermesPAYR

+21.5%

USOIETRACS

+47.1%

+21.5%Year to date+47.1%

−7.0%Worst drop · 1Y−23.5%

11.2%Volatility · 1Y24.6%

7.8%Yield62.2%

$92.1MAssets$314M

2–2level

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PAYR, USOI

Today

0.74%lowest, PAYR

FundExpense ratioFee$10k

PAYR0.74%$74

USOI0.85%$85

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: PAYR, USOI

62.18%highest, USOI

FundTrailing yieldYield$10k

USOI62.18%$6,218

PAYR7.79%$779

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$6,133most kept, USOI

USOI$6,218 − $85 = $6,133

PAYR$779 − $74 = $705

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: PAYR, USOI

Today

[…]holdings […]

PAYRUSOI

PAYR—[…]

USOI[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+42.9%USOI, at 24.6% volatility

PAYRWorst drop−7.0%11.2% vol

USOIWorst drop−23.5%24.6% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

USOIPAYR

+47.1%Year to date+21.5%

62.2%Yield7.8%

+42.9%Past year+27.7%

0.85%Fee0.74%

3–1USOI wins

End-of-day Nov 4, 2026

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026