Compare · 3 funds side by side · dividends reinvested

PBEU, XLF and VOO

PBEUPortfolio Building Block ETFs×XLFSPDR×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

PBEU, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B2.0

Portfolio Building Block European Banks Index ETFSectors · Financials0.13%0.01%+6.0%[…][…][…][…][…]$412M2.7

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: PBEU 2025 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Portfolio Building Block European Banks Index ETF · $412M[…]

PBEU

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

PBEUMeasureXLF

+6.0%Year to dateJan 1 → Nov 3+5.7%

[…]1 yearTotal return+10.9%

[…]3 years · per year$10,000 became […] · $19,057+24.0%

[…]5 years · per year$10,000 became […] · $15,353+9.0%

0.13%Expense ratio$13 · $8 a year on $10k · lower is better0.08%

0.01%Trailing 12-mo yield$1 · $144 a year on $10k1.44%

[…]Worst dropSmaller is better−14.8%

[…]VolatilityLower is calmer14.6%

PBEUXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

1–2XLF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PBEU vs XLF: Top 5 Holdings

Today

PBEU

40.2%in top 5

XLF

in top 543.3%

PBEUStockXLF

14.5%HSBA.Lnot top 5

not top 5BRK-B12.6%

not top 5JPM11.4%

not top 5V8.7%

8.6%SAN.MCnot top 5

6.7%BBVA.MCnot top 5

not top 5MA6.4%

5.5%UCG.MInot top 5

4.9%BNPQYnot top 5

not top 5BAC4.1%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

PBEU vs XLF Returns, Every Period

Portfolio Building Block ETFsPBEU

[…]

past year

XLFSPDR

+10.9%

past year

PBEUXLFFaded: behind in that period

1–0PBEU wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

PBEU vs XLF

YTD

Portfolio Building Block ETFsPBEU

+6.0%

XLFSPDR

+5.7%

+6.0%Year to date+5.7%

[…]Worst drop · 1Y−14.8%

[…]Volatility · 1Y14.6%

0.0%Yield1.4%

$412MAssets$54.2B

1–1level

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PBEU, XLF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

PBEU0.13%$13

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: PBEU, XLF, VOO

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VOO1.07%$107

PBEU0.01%$1

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VOO$107 − $3 = $104

PBEU$1 − $13 = −$12

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: PBEU, XLF, VOO

Today

11.3%most shared, XLF and VOO

PBEUXLFVOO

PBEU—0.0%0.0%

XLF0.0%—11.3%

VOO0.0%11.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

XLFWorst drop−14.8%14.6% vol

PBEUWorst drop[…][…]

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVOO

+5.7%Year to date+11.5%

1.4%Yield1.1%

+10.9%Past year+11.9%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026