Compare · 2 funds side by side · dividends reinvested

PBUB and XLF

PBUBPortfolio Building Block ETFs×XLFSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$15,353XLF · best of the two

02 / 03

PBUB and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B1.0

Portfolio Building Block US Banks ETFSectors · Financials0.14%0.00%[…][…][…][…][…][…]$1M2.0

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: PBUB 2026 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Portfolio Building Block US Banks ETF · $1M[…]

PBUB

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

$10,000 five years ago, dividends reinvested · they hold 12.9% in common

PBUBMeasureXLF

[…]Year to dateJan 1 → Nov 3+5.7%

[…]1 yearTotal return+10.9%

[…]3 years · per year$10,000 became […] · $19,057+24.0%

[…]5 years · per year$10,000 became […] · $15,353+9.0%

0.14%Expense ratio$14 · $8 a year on $10k · lower is better0.08%

0.00%Trailing 12-mo yield$0 · $144 a year on $10k1.44%

[…]Worst dropSmaller is better−14.8%

[…]VolatilityLower is calmer14.6%

PBUBXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2XLF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PBUB vs XLF: Top 5 Holdings

Today

PBUB

33.3%in top 5

XLF

in top 543.3%

PBUBStockXLF

14.6%JPM11.4%

not top 5BRK-B12.6%

not top 5V8.7%

not top 5MA6.4%

4.9%FCNCAnot top 5

4.8%EWBCnot top 5

4.5%TFCnot top 5

4.4%RFnot top 5

not top 5BAC4.1%

Held in common12.9%

End-of-day Nov 3, 2026 · share of each fund

PBUB vs XLF Returns, Every Period

Portfolio Building Block ETFsPBUB

[…]

past year

XLFSPDR

+10.9%

past year

Returns […]

PBUBXLFFaded: behind in that period

0–0Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

PBUB vs XLF

YTD

Portfolio Building Block ETFsPBUB

[…]

XLFSPDR

+5.7%

[…]Year to date+5.7%

[…]Worst drop · 1Y−14.8%

[…]Volatility · 1Y14.6%

0.0%Yield1.4%

$1.0MAssets$54.2B

1–0XLF wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PBUB, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

PBUB0.14%$14

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: PBUB, XLF

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

PBUB0.00%$0

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

PBUB$0 − $14 = −$14

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: PBUB, XLF

Today

12.9%most shared, PBUB and XLF

PBUBXLF

PBUB—12.9%

XLF12.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+10.9%XLF, at 14.6% volatility

XLFWorst drop−14.8%14.6% vol

PBUBWorst drop[…][…]

End-of-day Nov 3, 2026 · up and left is better

Popular Pairs Near These Two

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026