Compare · 3 funds side by side · dividends reinvested

PBUB, XLF and VOO

PBUBPortfolio Building Block ETFs×XLFSPDR×VOOVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

PBUB, XLF and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.1

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.9%+24.0%+9.0%−14.8%14.6%$54.2B1.9

Portfolio Building Block US Banks ETFSectors · Financials0.14%0.00%[…][…][…][…][…][…]$1M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: PBUB 2026 · XLF 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Portfolio Building Block US Banks ETF · $1M[…]

PBUB

XLF

State Street Financial Select Sector SPDR ETF · $54.2B$15,353

$10,000 five years ago, dividends reinvested · they hold 12.9% in common

PBUBMeasureXLF

[…]Year to dateJan 1 → Nov 3+5.7%

[…]1 yearTotal return+10.9%

[…]3 years · per year$10,000 became […] · $19,057+24.0%

[…]5 years · per year$10,000 became […] · $15,353+9.0%

0.14%Expense ratio$14 · $8 a year on $10k · lower is better0.08%

0.00%Trailing 12-mo yield$0 · $144 a year on $10k1.44%

[…]Worst dropSmaller is better−14.8%

[…]VolatilityLower is calmer14.6%

PBUBXLF Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2XLF wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PBUB vs XLF: Top 5 Holdings

Today

PBUB

33.3%in top 5

XLF

in top 543.3%

PBUBStockXLF

14.6%JPM11.4%

not top 5BRK-B12.6%

not top 5V8.7%

not top 5MA6.4%

4.9%FCNCAnot top 5

4.8%EWBCnot top 5

4.5%TFCnot top 5

4.4%RFnot top 5

not top 5BAC4.1%

Held in common12.9%

End-of-day Nov 3, 2026 · share of each fund

PBUB vs XLF Returns, Every Period

Portfolio Building Block ETFsPBUB

[…]

past year

XLFSPDR

+10.9%

past year

Returns […]

PBUBXLFFaded: behind in that period

0–0Level

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

PBUB vs XLF

YTD

Portfolio Building Block ETFsPBUB

[…]

XLFSPDR

+5.7%

[…]Year to date+5.7%

[…]Worst drop · 1Y−14.8%

[…]Volatility · 1Y14.6%

0.0%Yield1.4%

$1.0MAssets$54.2B

1–0XLF wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PBUB, XLF, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLF0.08%$8

PBUB0.14%$14

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: PBUB, XLF, VOO

1.44%highest, XLF

FundTrailing yieldYield$10k

XLF1.44%$144

VOO1.07%$107

PBUB0.00%$0

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$136most kept, XLF

XLF$144 − $8 = $136

VOO$107 − $3 = $104

PBUB$0 − $14 = −$14

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: PBUB, XLF, VOO

Today

12.9%most shared, PBUB and XLF

PBUBXLFVOO

PBUB—12.9%1.5%

XLF12.9%—11.3%

VOO1.5%11.3%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

XLFWorst drop−14.8%14.6% vol

PBUBWorst drop[…][…]

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLFVOO

+5.7%Year to date+11.5%

1.4%Yield1.1%

+10.9%Past year+11.9%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026