Compare · 3 funds side by side · dividends reinvested

PCFI, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,126SPYM · best of the three

02 / 04

PCFI, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.01%+13.4%+13.5%+24.3%+12.6%−8.9%12.8%$182B1.5

Polen Floating Rate Income ETFBonds & Cash · Other bonds0.59%9.69%+2.2%+1.5%[…][…]−2.8%5.4%$14M2.0

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: PCFI 2025 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Polen Floating Rate Income ETF · $14M[…]

PCFI

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$18,126

$10,000 five years ago, dividends reinvested

PCFIMeasureSPYM

+2.2%Year to dateJan 1 → Nov 4+13.4%

+1.5%1 yearTotal return+13.5%

[…]3 years · per year$10,000 became […] · $19,186+24.3%

[…]5 years · per year$10,000 became […] · $18,126+12.6%

0.59%Expense ratio$59 · $2 a year on $10k · lower is better0.02%

9.69%Trailing 12-mo yield$969 · $101 a year on $10k1.01%

−2.8%Worst dropSmaller is better−8.9%

5.4%VolatilityLower is calmer12.8%

PCFISPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PCFI vs SPYM: Top 5 Holdings

Today

PCFI

[…]in top 5

SPYM

in top 527.3%

PCFIStockSPYM

not top 5NVDA7.7%

not top 5AAPL7.4%

not top 5MSFT5.9%

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common[…]

End-of-day Nov 4, 2026 · share of each fund

PCFI vs SPYM Returns, Every Period

PolenPCFI

+1.5%

past year

SPYMSPDR

+13.5%

past year

PCFISPYMFaded: behind in that period

0–2SPYM wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Bonds vs Core: PCFI vs SPYM

YTD

PolenPCFI

+2.2%

SPYMSPDR

+13.4%

+2.2%Year to date+13.4%

−2.8%Worst drop · 1Y−8.9%

5.4%Volatility · 1Y12.8%

9.7%Yield1.0%

$13.9MAssets$182B

3–1PCFI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PCFI, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

PCFI0.59%$59

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: PCFI, SPYM, SPY

9.69%highest, PCFI

FundTrailing yieldYield$10k

PCFI9.69%$969

SPYM1.01%$101

SPY0.99%$99

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$910most kept, PCFI

PCFI$969 − $59 = $910

SPYM$101 − $2 = $99

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: PCFI, SPYM, SPY

Today

99.8%most shared, SPYM and SPY

PCFISPYMSPY

PCFI—[…][…]

SPYM[…]—99.8%

SPY[…]99.8%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPYM, at 12.8% volatility

PCFIWorst drop−2.8%5.4% vol

SPYMWorst drop−8.9%12.8% vol

SPYWorst drop−8.9%12.9% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

PCFISPYM

+2.2%Year to date+13.4%

9.7%Yield1.0%

+1.5%Past year+13.5%

0.59%Fee0.02%

3–1SPYM wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026