Compare · 3 funds side by side · dividends reinvested

PCL, SPY and BND

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,493SPY · best of the three

02 / 04

PCL, SPY and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%+0.0%+0.3%+5.0%−0.0%−4.5%4.0%$161B1.6

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B1.8

PGIM ETF Trust - PGIM Corporate Bond 10+ Year ETFBonds & Cash · Corporate0.25%6.07%−1.9%−2.5%[…][…]−8.9%8.3%$73M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PCL 2025 · SPY 1993 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street SPDR S&P 500 ETF · $778B$17,493

SPY

BND

Vanguard Total Bond Market ETF · $161B$9,985

$10,000 five years ago, dividends reinvested

SPYMeasureBND

+11.2%Year to dateJan 1 → Nov 9+0.0%

+13.5%1 yearTotal return+0.3%

+21.9%3 years · per year$10,000 became $18,118 · $11,576+5.0%

+11.8%5 years · per year$10,000 became $17,493 · $9,985−0.0%

0.09%Expense ratio$9 · $3 a year on $10k · lower is better0.03%

1.01%Trailing 12-mo yield$101 · $412 a year on $10k4.12%

−8.9%Worst dropSmaller is better−4.5%

13.7%VolatilityLower is calmer4.0%

SPYBND Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

SPY vs BND: Top 5 Holdings

Today

SPY

27.8%in top 5

BND

in top 5[…]

SPYStockBND

7.9%AAPLnot top 5

7.1%NVDAnot top 5

6.2%MSFTnot top 5

4.0%AMZNnot top 5

2.6%GOOGLnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

SPY vs BND Returns, Every Period

SPDRSPY

+11.8%

5 years, per year

BNDVanguard

−0.0%

5 years, per year

SPYBNDFaded: behind in that period

4–0SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: SPY vs PCL

YTD

SPDRSPY

+11.2%

PCLPGIM

−1.9%

+11.2%Year to date−1.9%

−8.9%Worst drop · 1Y−8.9%

13.7%Volatility · 1Y8.3%

1.0%Yield6.1%

$778BAssets$73.0M

2–1PCL wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PCL, SPY, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

SPY0.09%$9

PCL0.25%$25

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PCL, SPY, BND

6.07%highest, PCL

FundTrailing yieldYield$10k

PCL6.07%$607

BND4.12%$412

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$582most kept, PCL

PCL$607 − $25 = $582

BND$412 − $3 = $409

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PCL, SPY, BND

Today

[…]holdings […]

PCLSPYBND

PCL—[…][…]

SPY[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.5%SPY, at 13.7% volatility

BNDWorst drop−4.5%4.0% vol

PCLWorst drop−8.9%8.3% vol

SPYWorst drop−8.9%13.7% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

PCLSPY

−1.9%Year to date+11.2%

6.1%Yield1.0%

−2.5%Past year+13.5%

0.25%Fee0.09%

3–1SPY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026