Compare · 4 funds side by side · dividends reinvested

PCL, VCSH, VCIT and SGOV

PCLPGIM×VCSHVanguard×VCITVanguard×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,090SGOV · best of the four

02 / 04

PCL, VCSH, VCIT and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.3%+2.3%+5.6%+2.6%−1.6%2.1%$43.9B2.0

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.8%+0.4%+6.9%+1.0%−4.9%4.5%$66.6B2.4

PGIM ETF Trust - PGIM Corporate Bond 10+ Year ETFBonds & Cash · Corporate0.25%6.09%−2.2%−2.1%[…][…]−8.9%8.3%$73M3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: PCL 2025 · VCSH 2009 · VCIT 2009 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,371

VCSH

VCIT

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,493

$10,000 five years ago, dividends reinvested

VCSHMeasureVCIT

+1.3%Year to dateJan 1 → Nov 6−0.8%

+2.3%1 yearTotal return+0.4%

+5.6%3 years · per year$10,000 became $11,777 · $12,210+6.9%

+2.6%5 years · per year$10,000 became $11,371 · $10,493+1.0%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

4.54%Trailing 12-mo yield$454 · $502 a year on $10k5.02%

−1.6%Worst dropSmaller is better−4.9%

2.1%VolatilityLower is calmer4.5%

VCSHVCIT Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2VCSH wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCSH vs VCIT: Top 5 Holdings

Today

VCSH

[…]in top 5

VCIT

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

VCSH vs VCIT Returns, Every Period

VanguardVCSH

+2.6%

5 years, per year

VCITVanguard

+1.0%

5 years, per year

VCSHVCITFaded: behind in that period

3–1VCSH wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

VCSH vs PCL

YTD

VanguardVCSH

+1.3%

PCLPGIM

−2.2%

+1.3%Year to date−2.2%

−1.6%Worst drop · 1Y−8.9%

2.1%Volatility · 1Y8.3%

4.5%Yield6.1%

$43.9BAssets$72.8M

3–1VCSH wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PCL, VCSH, VCIT, SGOV

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

VCIT0.03%$3

SGOV0.09%$9

PCL0.25%$25

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: PCL, VCSH, VCIT, SGOV

6.09%highest, PCL

FundTrailing yieldYield$10k

PCL6.09%$609

VCIT5.02%$502

VCSH4.54%$454

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$584most kept, PCL

PCL$609 − $25 = $584

VCIT$502 − $3 = $499

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: PCL, VCSH, VCIT, SGOV

Today

[…]holdings […]

PCLVCSHVCITSGOV

PCL—[…][…][…]

VCSH[…]—[…][…]

VCIT[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.8%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

VCITWorst drop−4.9%4.5% vol

PCLWorst drop−8.9%8.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

PCLSGOV

−2.2%Year to date+3.2%

6.1%Yield3.6%

−2.1%Past year+3.8%

0.25%Fee0.09%

3–1SGOV wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026