Compare · 4 funds side by side · dividends reinvested

PCMM, VCSH, SGOV and VCIT

PCMMBondBloxx×VCSHVanguard×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

PCMM, VCSH, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B2.1

Bondbloxx ETF Trust - Bondbloxx Private Credit CLO ETFBonds & Cash · Corporate0.68%5.99%+4.5%+5.7%[…][…]−2.2%3.0%$269M2.2

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.54%+1.4%+2.3%+5.8%+2.6%−1.6%2.1%$43.9B2.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: PCMM 2024 · VCSH 2009 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Bondbloxx ETF Trust - Bondbloxx Private Credit CLO ETF · $269M[…]

PCMM

VCSH

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,379

$10,000 five years ago, dividends reinvested

PCMMMeasureVCSH

+4.5%Year to dateJan 1 → Nov 5+1.4%

+5.7%1 yearTotal return+2.3%

[…]3 years · per year$10,000 became […] · $11,843+5.8%

[…]5 years · per year$10,000 became […] · $11,379+2.6%

0.68%Expense ratio$68 · $3 a year on $10k · lower is better0.03%

5.99%Trailing 12-mo yield$599 · $454 a year on $10k4.54%

−2.2%Worst dropSmaller is better−1.6%

3.0%VolatilityLower is calmer2.1%

PCMMVCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PCMM vs VCSH: Top 5 Holdings

Today

PCMM

5.8%in top 5

VCSH

in top 5[…]

PCMMStockVCSH

5.8%USDnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

PCMM vs VCSH Returns, Every Period

BondBloxxPCMM

+5.7%

past year

VCSHVanguard

+2.3%

past year

PCMMVCSHFaded: behind in that period

2–0PCMM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

PCMM vs VCIT

YTD

BondBloxxPCMM

+4.5%

VCITVanguard

−0.6%

+4.5%Year to date−0.6%

−2.2%Worst drop · 1Y−4.9%

3.0%Volatility · 1Y4.5%

6.0%Yield5.0%

$269MAssets$66.6B

4–0PCMM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PCMM, VCSH, SGOV, VCIT

Today

0.03%lowest, VCSH

FundExpense ratioFee$10k

VCSH0.03%$3

VCIT0.03%$3

SGOV0.09%$9

PCMM0.68%$68

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: PCMM, VCSH, SGOV, VCIT

5.99%highest, PCMM

FundTrailing yieldYield$10k

PCMM5.99%$599

VCIT5.02%$502

VCSH4.54%$454

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$531most kept, PCMM

PCMM$599 − $68 = $531

VCIT$502 − $3 = $499

VCSH$454 − $3 = $451

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: PCMM, VCSH, SGOV, VCIT

Today

[…]holdings […]

PCMMVCSHSGOVVCIT

PCMM—[…][…][…]

VCSH[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+5.7%PCMM, at 3.0% volatility

SGOVWorst drop0.0%0.2% vol

VCSHWorst drop−1.6%2.1% vol

PCMMWorst drop−2.2%3.0% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

PCMMSGOV

+4.5%Year to date+3.1%

6.0%Yield3.6%

+5.7%Past year+3.7%

0.68%Fee0.09%

3–1PCMM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026