Compare · 3 funds side by side · dividends reinvested

PFM, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,164SPYM · best of the three

02 / 04

PFM, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Invesco Dividend Achievers ETFIncome · Dividend stocks0.52%1.31%+13.0%+15.7%+18.9%+10.5%−7.1%10.1%$830M1.8

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.06%+8.4%+9.8%+22.1%+11.4%−8.9%13.6%$182B1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.3%+9.7%+22.0%+11.3%−8.9%13.6%$819B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: PFM 2005 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Invesco Dividend Achievers ETF · $830M$16,451

PFM

SPYM

State Street SPDR Portfolio S&P 500 ETF · $182B$17,164

$10,000 five years ago, dividends reinvested · they hold 45.7% in common

PFMMeasureSPYM

+13.0%Year to dateJan 1 → Nov 5+8.4%

+15.7%1 yearTotal return+9.8%

+18.9%3 years · per year$10,000 became $16,806 · $18,222+22.1%

+10.5%5 years · per year$10,000 became $16,451 · $17,164+11.4%

0.52%Expense ratio$52 · $2 a year on $10k · lower is better0.02%

1.31%Trailing 12-mo yield$131 · $106 a year on $10k1.06%

−7.1%Worst dropSmaller is better−8.9%

10.1%VolatilityLower is calmer13.6%

PFMSPYM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3PFM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PFM vs SPYM: Top 5 Holdings

Today

PFM

19.8%in top 5

SPYM

in top 527.7%

PFMStockSPYM

4.2%AAPL7.7%

not top 5NVDA7.3%

4.2%MSFT6.2%

4.6%LLYnot top 5

not top 5AMZN3.9%

3.5%WMTnot top 5

3.4%AVGOnot top 5

not top 5GOOGL2.6%

Held in common45.7%

End-of-day Nov 5, 2026 · share of each fund

PFM vs SPYM Returns, Every Period

InvescoPFM

+10.5%

5 years, per year

SPYMSPDR

+11.4%

5 years, per year

PFMSPYMFaded: behind in that period

2–2Level

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Income vs Core: PFM vs SPYM

YTD

InvescoPFM

+13.0%

SPYMSPDR

+8.4%

+13.0%Year to date+8.4%

−7.1%Worst drop · 1Y−8.9%

10.1%Volatility · 1Y13.6%

1.3%Yield1.1%

$830MAssets$182B

4–0PFM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PFM, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

PFM0.52%$52

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: PFM, SPYM, SPY

1.31%highest, PFM

FundTrailing yieldYield$10k

PFM1.31%$131

SPYM1.06%$106

SPY1.03%$103

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$104most kept, SPYM

SPYM$106 − $2 = $104

SPY$103 − $9 = $94

PFM$131 − $52 = $79

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: PFM, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

PFMSPYMSPY

PFM—45.7%45.7%

SPYM45.7%—99.9%

SPY45.7%99.9%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+15.7%PFM, at 10.1% volatility

PFMWorst drop−7.1%10.1% vol

SPYMWorst drop−8.9%13.6% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

PFMSPYM

+13.0%Year to date+8.4%

1.3%Yield1.1%

+15.7%Past year+9.8%

0.52%Fee0.02%

3–1PFM wins

End-of-day Nov 5, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026