Compare · 4 funds side by side · dividends reinvested

PFXF, XLF, SGOV and BND

PFXFVanEck×XLFSPDR×SGOViShares×BNDVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$15,474XLF · best of the four

02 / 04

PFXF, XLF, SGOV and BND, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B2.3

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.3

Vanguard Total Bond Market ETFBonds & Cash · Core aggregate0.03%4.12%−0.0%+0.6%+5.2%−0.1%−4.5%4.0%$161B2.5

VanEck Preferred Securities ex Financials ETFSectors · Financials0.40%6.54%−2.9%−0.7%+8.1%+1.3%−11.8%11.4%$2.1B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: PFXF 2012 · XLF 1998 · SGOV 2020 · BND 2007

Head to Head

Swap sides Versus in desk

Head to Head

State Street Financial Select Sector SPDR ETF · $55.5B$15,474

XLF

SGOV

iShares 0-3 Month Treasury Bond ETF · $117B$12,090

$10,000 five years ago, dividends reinvested

XLFMeasureSGOV

+5.7%Year to dateJan 1 → Nov 6+3.2%

+10.4%1 yearTotal return+3.8%

+22.5%3 years · per year$10,000 became $18,391 · $11,419+4.5%

+9.1%5 years · per year$10,000 became $15,474 · $12,090+3.9%

0.08%Expense ratio$8 · $9 a year on $10k · lower is better0.09%

1.44%Trailing 12-mo yield$144 · $363 a year on $10k3.63%

−14.8%Worst dropSmaller is better0.0%

15.3%VolatilityLower is calmer0.2%

XLFSGOV Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3XLF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLF vs SGOV: Top 5 Holdings

Today

XLF

43.7%in top 5

SGOV

in top 5[…]

XLFStockSGOV

13.2%BRK-Bnot top 5

11.1%JPMnot top 5

8.9%Vnot top 5

6.5%MAnot top 5

4.0%BACnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

XLF vs SGOV Returns, Every Period

SPDRXLF

+9.1%

5 years, per year

SGOViShares

+3.9%

5 years, per year

XLFSGOVFaded: behind in that period

4–0XLF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

XLF vs PFXF

YTD

SPDRXLF

+5.7%

PFXFVanEck

−2.9%

+5.7%Year to date−2.9%

−14.8%Worst drop · 1Y−11.8%

15.3%Volatility · 1Y11.4%

1.4%Yield6.5%

$55.5BAssets$2.1B

3–1PFXF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PFXF, XLF, SGOV, BND

Today

0.03%lowest, BND

FundExpense ratioFee$10k

BND0.03%$3

XLF0.08%$8

SGOV0.09%$9

PFXF0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: PFXF, XLF, SGOV, BND

6.54%highest, PFXF

FundTrailing yieldYield$10k

PFXF6.54%$654

BND4.12%$412

SGOV3.63%$363

XLF1.44%$144

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$614most kept, PFXF

PFXF$654 − $40 = $614

BND$412 − $3 = $409

SGOV$363 − $9 = $354

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: PFXF, XLF, SGOV, BND

Today

0.0%most shared, PFXF and XLF

PFXFXLFSGOVBND

PFXF—0.0%[…][…]

XLF0.0%—[…][…]

SGOV[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+10.4%XLF, at 15.3% volatility

SGOVWorst drop0.0%0.2% vol

BNDWorst drop−4.5%4.0% vol

PFXFWorst drop−11.8%11.4% vol

XLFWorst drop−14.8%15.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

PFXFXLF

−2.9%Year to date+5.7%

6.5%Yield1.4%

−0.7%Past year+10.4%

0.40%Fee0.08%

3–1XLF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026