Compare · 3 funds side by side · dividends reinvested

PMMF, BIL and SGOV

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,090SGOV · best of the three

02 / 04

PMMF, BIL and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.5

iShares Prime Money Market ETFBonds & Cash · Cash & T-bills0.20%3.82%+3.4%+5.2%[…][…]−0.0%1.2%$767M2.0

State Street SPDR Bloomberg 1-3 Month T-Bill ETFBonds & Cash · Cash & T-bills0.14%3.67%+3.1%+3.7%+4.4%+3.7%−0.0%0.2%$48.4B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: PMMF 2025 · BIL 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

iShares Prime Money Market ETF · $767M[…]

PMMF

BIL

State Street SPDR Bloomberg 1-3 Month T-Bill ETF · $48.4B$12,017

$10,000 five years ago, dividends reinvested

PMMFMeasureBIL

+3.4%Year to dateJan 1 → Nov 6+3.1%

+5.2%1 yearTotal return+3.7%

[…]3 years · per year$10,000 became […] · $11,393+4.4%

[…]5 years · per year$10,000 became […] · $12,017+3.7%

0.20%Expense ratio$20 · $14 a year on $10k · lower is better0.14%

3.82%Trailing 12-mo yield$382 · $367 a year on $10k3.67%

−0.0%Worst dropSmaller is better−0.0%

1.2%VolatilityLower is calmer0.2%

PMMFBIL Winner of the row, in its colourEach row: the bigger of the two fills its side

3–2PMMF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PMMF vs BIL: Top 5 Holdings

Today

PMMF

[…]in top 5

BIL

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

PMMF vs BIL Returns, Every Period

iSharesPMMF

+5.2%

past year

BILSPDR

+3.7%

past year

PMMFBILFaded: behind in that period

2–0PMMF wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

PMMF vs BIL

YTD

iSharesPMMF

+3.4%

BILSPDR

+3.1%

+3.4%Year to date+3.1%

−0.0%Worst drop · 1Y−0.0%

1.2%Volatility · 1Y0.2%

3.8%Yield3.7%

$767MAssets$48.4B

2–1PMMF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PMMF, BIL, SGOV

Today

0.09%lowest, SGOV

FundExpense ratioFee$10k

SGOV0.09%$9

BIL0.14%$14

PMMF0.20%$20

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: PMMF, BIL, SGOV

3.82%highest, PMMF

FundTrailing yieldYield$10k

PMMF3.82%$382

BIL3.67%$367

SGOV3.63%$363

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$362most kept, PMMF

PMMF$382 − $20 = $362

SGOV$363 − $9 = $354

BIL$367 − $14 = $353

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: PMMF, BIL, SGOV

Today

[…]holdings […]

PMMFBILSGOV

PMMF—[…][…]

BIL[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+5.2%PMMF, at 1.2% volatility

SGOVWorst drop0.0%0.2% vol

BILWorst drop−0.0%0.2% vol

PMMFWorst drop−0.0%1.2% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

PMMFSGOV

+3.4%Year to date+3.2%

3.8%Yield3.6%

+5.2%Past year+3.8%

0.20%Fee0.09%

3–1PMMF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026