Compare · 3 funds side by side · dividends reinvested

PQDI, USOY and VYM

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,254VYM · best of the three

02 / 04

PQDI, USOY and VYM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.26%+15.4%+19.5%+19.7%+11.5%−6.7%10.8%$78.9B1.8

Principal Spectrum Preferred and Income ETFIncome · Dividend stocks0.60%5.87%+0.4%+1.7%+8.4%+2.9%−3.4%3.8%$123M2.0

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%54.24%+56.2%+56.2%[…][…]−25.5%39.1%$75M2.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PQDI 2020 · USOY 2024 · VYM 2006

Head to Head

Swap sides Versus in desk

Head to Head

Principal Spectrum Preferred and Income ETF · $123M$11,511

PQDI

USOY

Oil Enhanced Options Income ETF · $75M[…]

$10,000 five years ago, dividends reinvested

PQDIMeasureUSOY

+0.4%Year to dateJan 1 → Nov 9+56.2%

+1.7%1 yearTotal return+56.2%

+8.4%3 years · per year$10,000 became $12,722 · […][…]

+2.9%5 years · per year$10,000 became $11,511 · […][…]

0.60%Expense ratio$60 · $112 a year on $10k · lower is better1.12%

5.87%Trailing 12-mo yield$587 · $5,424 a year on $10k54.24%

−3.4%Worst dropSmaller is better−25.5%

3.8%VolatilityLower is calmer39.1%

PQDIUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PQDI vs USOY: Top 5 Holdings

Today

PQDI

7.6%in top 5

USOY

in top 5[…]

PQDIStockUSOY

2.3%ALL-PJnot top 5

1.8%CFG-PHnot top 5

1.4%RF-PFnot top 5

1.2%MTB-PJnot top 5

0.9%WTFCNnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

PQDI vs USOY Returns, Every Period

PrincipalPQDI

+1.7%

past year

USOYDefiance

+56.2%

past year

PQDIUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

PQDI vs USOY

YTD

PrincipalPQDI

+0.4%

USOYDefiance

+56.2%

+0.4%Year to date+56.2%

−3.4%Worst drop · 1Y−25.5%

3.8%Volatility · 1Y39.1%

5.9%Yield54.2%

$123MAssets$74.7M

2–2level

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PQDI, USOY, VYM

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

PQDI0.60%$60

USOY1.12%$112

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PQDI, USOY, VYM

54.24%highest, USOY

FundTrailing yieldYield$10k

USOY54.24%$5,424

PQDI5.87%$587

VYM2.26%$226

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,312most kept, USOY

USOY$5,424 − $112 = $5,312

PQDI$587 − $60 = $527

VYM$226 − $4 = $222

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PQDI, USOY, VYM

Today

0.5%most shared, PQDI and VYM

PQDIUSOYVYM

PQDI—[…]0.5%

USOY[…]—[…]

VYM0.5%[…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+56.2%USOY, at 39.1% volatility

PQDIWorst drop−3.4%3.8% vol

VYMWorst drop−6.7%10.8% vol

USOYWorst drop−25.5%39.1% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

USOYVYM

+56.2%Year to date+15.4%

54.2%Yield2.3%

+56.2%Past year+19.5%

1.12%Fee0.04%

3–1USOY wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026