Compare · 4 funds side by side · dividends reinvested

PRAM, CIBR, SCHD and DRAM

PRAMDefiance×CIBRFirst Trust×SCHDSchwab×DRAMRoundhill×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,026CIBR · best of the four

02 / 04

PRAM, CIBR, SCHD and DRAM, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.1%+39.1%+19.6%+10.5%−6.9%11.8%$120B1.4

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.41%+33.4%+28.0%+28.8%+12.5%−20.6%31.4%$15.8B1.6

ETF Series Solutions - Defiance Memory & Photonics ETFThematic · AI & semis0.65%0.11%[…][…][…][…][…][…]$5M3.0

Roundhill Memory ETFThematic · AI & semis0.65%0.00%[…][…][…][…][…][…]$14.7B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PRAM 2026 · CIBR 2015 · SCHD 2011 · DRAM 2026

Head to Head

Swap sides Versus in desk

Head to Head

ETF Series Solutions - Defiance Memory & Photonics ETF · $5M[…]

PRAM

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,454

$10,000 five years ago, dividends reinvested

PRAMMeasureSCHD

[…]Year to dateJan 1 → Nov 9+33.1%

[…]1 yearTotal return+39.1%

[…]3 years · per year$10,000 became […] · $17,118+19.6%

[…]5 years · per year$10,000 became […] · $16,454+10.5%

0.65%Expense ratio$65 · $6 a year on $10k · lower is better0.06%

0.11%Trailing 12-mo yield$11 · $296 a year on $10k2.96%

[…]Worst dropSmaller is better−6.9%

[…]VolatilityLower is calmer11.8%

PRAMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PRAM vs SCHD: Top 5 Holdings

Today

PRAM

[…]in top 5

SCHD

in top 521.4%

PRAMStockSCHD

not top 5PG4.5%

not top 5HD4.3%

not top 5TXN4.3%

not top 5KO4.3%

not top 5AMGN4.1%

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

PRAM vs SCHD Returns, Every Period

DefiancePRAM

[…]

past year

SCHDSchwab

+39.1%

past year

Returns […]

PRAMSCHDFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Thematic vs Income: PRAM vs SCHD

YTD

DefiancePRAM

[…]

SCHDSchwab

+33.1%

[…]Year to date+33.1%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y11.8%

0.1%Yield3.0%

$4.8MAssets$120B

1–0SCHD wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PRAM, CIBR, SCHD, DRAM

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CIBR0.58%$58

PRAM0.65%$65

DRAM0.65%$65

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PRAM, CIBR, SCHD, DRAM

2.96%highest, SCHD

FundTrailing yieldYield$10k

SCHD2.96%$296

CIBR0.41%$41

PRAM0.11%$11

DRAM0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$290most kept, SCHD

SCHD$296 − $6 = $290

CIBR$41 − $58 = −$17

PRAM$11 − $65 = −$54

DRAM$0 − $65 = −$65

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PRAM, CIBR, SCHD, DRAM

Today

3.3%most shared, CIBR and SCHD

PRAMCIBRSCHDDRAM

PRAM—[…][…][…]

CIBR[…]—3.3%0.0%

SCHD[…]3.3%—0.0%

DRAM[…]0.0%0.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SCHDWorst drop−6.9%11.8% vol

CIBRWorst drop−20.6%31.4% vol

PRAMWorst drop[…][…]

DRAMWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDCIBR

+33.1%Year to date+33.4%

3.0%Yield0.4%

+39.1%Past year+28.0%

0.06%Fee0.58%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.1%

VIGVanguard

+14.8%

+33.1%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026