Compare · 4 funds side by side · dividends reinvested

PRAM, DRAM, SCHD and CIBR

PRAMDefiance×DRAMRoundhill×SCHDSchwab×CIBRFirst Trust×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,242CIBR · best of the four

02 / 04

PRAM, DRAM, SCHD and CIBR, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.3

First Trust Nasdaq Cybersecurity ETFThematic · Cyber & cloud0.58%0.43%+27.7%+21.1%+27.4%+11.5%−20.6%31.1%$15.8B1.8

ETF Series Solutions - Defiance Memory & Photonics ETFThematic · AI & semis0.65%0.12%[…][…][…][…][…][…]$5M3.0

Roundhill Memory ETFThematic · AI & semis0.65%0.00%[…][…][…][…][…][…]$14.7B3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: PRAM 2026 · DRAM 2026 · SCHD 2011 · CIBR 2015

Head to Head

Swap sides Versus in desk

Head to Head

Roundhill Memory ETF · $14.7B[…]

DRAM

PRAM

ETF Series Solutions - Defiance Memory & Photonics ETF · $5M[…]

$10,000 five years ago, dividends reinvested

DRAMMeasurePRAM

[…]Year to dateJan 1 → Nov 6[…]

[…]1 yearTotal return[…]

[…]3 years · per year[…]

[…]5 years · per year[…]

0.65%Expense ratio$65 · $65 a year on $10k · lower is better0.65%

0.00%Trailing 12-mo yield$0 · $12 a year on $10k0.12%

[…]Worst dropSmaller is better[…]

[…]VolatilityLower is calmer[…]

DRAMPRAM Winner of the row, in its colourEach row: the bigger of the two fills its side

0–1PRAM wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

DRAM vs PRAM: Top 5 Holdings

Today

DRAM

79.5%in top 5

PRAM

in top 5[…]

DRAMStockPRAM

20.8%FGXXXnot top 5

19.5%005930.Knot top 5

16.0%000660.Knot top 5

16.0%912797WNnot top 5

7.3%912797VVnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

DRAM vs PRAM Returns, Every Period

RoundhillDRAM

[…]

past year

PRAMDefiance

[…]

past year

Returns […]

DRAMPRAMFaded: behind in that period

0–0Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Thematic vs Income: DRAM vs SCHD

YTD

RoundhillDRAM

[…]

SCHDSchwab

+31.4%

[…]Year to date+31.4%

[…]Worst drop · 1Y−6.9%

[…]Volatility · 1Y11.7%

0.0%Yield3.0%

$14.7BAssets$120B

1–0SCHD wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PRAM, DRAM, SCHD, CIBR

Today

0.06%lowest, SCHD

FundExpense ratioFee$10k

SCHD0.06%$6

CIBR0.58%$58

PRAM0.65%$65

DRAM0.65%$65

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: PRAM, DRAM, SCHD, CIBR

3.00%highest, SCHD

FundTrailing yieldYield$10k

SCHD3.00%$300

CIBR0.43%$43

PRAM0.12%$12

DRAM0.00%$0

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

CIBR$43 − $58 = −$15

PRAM$12 − $65 = −$53

DRAM$0 − $65 = −$65

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: PRAM, DRAM, SCHD, CIBR

Today

3.3%most shared, SCHD and CIBR

PRAMDRAMSCHDCIBR

PRAM—[…][…][…]

DRAM[…]—0.0%0.0%

SCHD[…]0.0%—3.3%

CIBR[…]0.0%3.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+37.0%SCHD, at 11.7% volatility

SCHDWorst drop−6.9%11.7% vol

CIBRWorst drop−20.6%31.1% vol

PRAMWorst drop[…][…]

DRAMWorst drop[…][…]

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

SCHDCIBR

+31.4%Year to date+27.7%

3.0%Yield0.4%

+37.0%Past year+21.1%

0.06%Fee0.58%

4–0SCHD wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$178BAssets$778B

2–0SPYM wins

End-of-day Nov 6, 2026