Compare · 4 funds side by side · dividends reinvested

PRCS, USOY, VYM and SCHD

PRCSParnassus×USOYDefiance×VYMVanguard×SCHDSchwab×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,941VYM · best of the four

02 / 04

PRCS, USOY, VYM and SCHD, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard High Dividend Yield ETFIncome · Dividend stocks0.04%2.31%+12.8%+16.5%+19.6%+11.1%−6.7%10.6%$78.9B1.9

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%3.00%+31.4%+37.0%+20.0%+10.2%−6.9%11.7%$120B1.9

Oil Enhanced Options Income ETFIncome · Dividend stocks1.12%53.52%+61.1%+60.0%[…][…]−25.5%39.0%$74M2.5

Parnassus Income Funds - Parnassus Core Select ETFIncome · Dividend stocks0.58%0.12%+7.0%+8.2%[…][…]−12.8%14.4%$189M3.5

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: PRCS 2024 · USOY 2024 · VYM 2006 · SCHD 2011

Head to Head

Swap sides Versus in desk

Head to Head

Parnassus Income Funds - Parnassus Core Select ETF · $189M[…]

PRCS

USOY

Oil Enhanced Options Income ETF · $74M[…]

$10,000 five years ago, dividends reinvested

PRCSMeasureUSOY

+7.0%Year to dateJan 1 → Nov 6+61.1%

+8.2%1 yearTotal return+60.0%

[…]3 years · per year[…]

[…]5 years · per year[…]

0.58%Expense ratio$58 · $112 a year on $10k · lower is better1.12%

0.12%Trailing 12-mo yield$12 · $5,352 a year on $10k53.52%

−12.8%Worst dropSmaller is better−25.5%

14.4%VolatilityLower is calmer39.0%

PRCSUSOY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–3Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PRCS vs USOY: Top 5 Holdings

Today

PRCS

36.5%in top 5

USOY

in top 5[…]

PRCSStockUSOY

11.7%MSFTnot top 5

6.7%AMZNnot top 5

6.7%GOOGLnot top 5

6.5%NVDAnot top 5

4.8%DHRnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

PRCS vs USOY Returns, Every Period

ParnassusPRCS

+8.2%

past year

USOYDefiance

+60.0%

past year

PRCSUSOYFaded: behind in that period

0–2USOY wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

PRCS vs USOY

YTD

ParnassusPRCS

+7.0%

USOYDefiance

+61.1%

+7.0%Year to date+61.1%

−12.8%Worst drop · 1Y−25.5%

14.4%Volatility · 1Y39.0%

0.1%Yield53.5%

$189MAssets$73.5M

2–2level

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PRCS, USOY, VYM, SCHD

Today

0.04%lowest, VYM

FundExpense ratioFee$10k

VYM0.04%$4

SCHD0.06%$6

PRCS0.58%$58

USOY1.12%$112

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: PRCS, USOY, VYM, SCHD

53.52%highest, USOY

FundTrailing yieldYield$10k

USOY53.52%$5,352

SCHD3.00%$300

VYM2.31%$231

PRCS0.12%$12

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$5,240most kept, USOY

USOY$5,352 − $112 = $5,240

SCHD$300 − $6 = $294

VYM$231 − $4 = $227

PRCS$12 − $58 = −$46

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: PRCS, USOY, VYM, SCHD

Today

21.9%most shared, VYM and SCHD

PRCSUSOYVYMSCHD

PRCS—[…]4.7%2.9%

USOY[…]—[…][…]

VYM4.7%[…]—21.9%

SCHD2.9%[…]21.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+60.0%USOY, at 39.0% volatility

VYMWorst drop−6.7%10.6% vol

SCHDWorst drop−6.9%11.7% vol

PRCSWorst drop−12.8%14.4% vol

USOYWorst drop−25.5%39.0% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

USOYSCHD

+61.1%Year to date+31.4%

53.5%Yield3.0%

+60.0%Past year+37.0%

1.12%Fee0.06%

3–1USOY wins

End-of-day Nov 6, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026