Compare · 3 funds side by side · dividends reinvested

PREF, IVV and VTI

PREFPrincipal×IVViShares×VTIVanguard×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,545IVV · best of the three

02 / 04

PREF, IVV and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$853B1.6

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B2.0

Principal Spectrum Preferred Securities Active ETFUnsorted0.55%5.00%+1.3%+2.3%+9.1%+2.8%−2.9%3.4%$1.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PREF 2017 · IVV 2000 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Principal Spectrum Preferred Securities Active ETF · $1.9B$11,478

PREF

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

PREFMeasureVTI

+1.3%Year to dateJan 1 → Nov 9+11.6%

+2.3%1 yearTotal return+13.9%

+9.1%3 years · per year$10,000 became $12,979 · $18,090+21.8%

+2.8%5 years · per year$10,000 became $11,478 · $16,697+10.8%

0.55%Expense ratio$55 · $3 a year on $10k · lower is better0.03%

5.00%Trailing 12-mo yield$500 · $106 a year on $10k1.06%

−2.9%Worst dropSmaller is better−8.9%

3.4%VolatilityLower is calmer13.9%

PREFVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PREF vs VTI: Top 5 Holdings

Today

PREF

0.4%in top 5

VTI

in top 525.0%

PREFStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

0.4%GVMXXnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

PREF vs VTI Returns, Every Period

PrincipalPREF

+2.8%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

PREFVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: PREF vs IVV

YTD

PrincipalPREF

+1.3%

IVViShares

+11.3%

+1.3%Year to date+11.3%

−2.9%Worst drop · 1Y−8.9%

3.4%Volatility · 1Y13.8%

5.0%Yield1.1%

$1.9BAssets$853B

3–1PREF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PREF, IVV, VTI

Today

0.03%lowest, IVV

FundExpense ratioFee$10k

IVV0.03%$3

VTI0.03%$3

PREF0.55%$55

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PREF, IVV, VTI

5.00%highest, PREF

FundTrailing yieldYield$10k

PREF5.00%$500

IVV1.11%$111

VTI1.06%$106

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$445most kept, PREF

PREF$500 − $55 = $445

IVV$111 − $3 = $108

VTI$106 − $3 = $103

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PREF, IVV, VTI

Today

86.0%most shared, IVV and VTI

PREFIVVVTI

PREF—0.0%0.0%

IVV0.0%—86.0%

VTI0.0%86.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

PREFWorst drop−2.9%3.4% vol

IVVWorst drop−8.9%13.8% vol

VTIWorst drop−8.9%13.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

PREFVTI

+1.3%Year to date+11.6%

5.0%Yield1.1%

+2.3%Past year+13.9%

0.55%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.5%

+11.6%Year to date+11.5%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$853B

0–0level

End-of-day Nov 9, 2026