Compare · 4 funds side by side · dividends reinvested

PREF, SPY, SPYM and IVV

PREFPrincipal×SPYSPDR×SPYMSPDR×IVViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$17,553SPYM · best of the four

02 / 04

PREF, SPY, SPYM and IVV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.3%+13.6%+22.0%+11.9%−8.9%13.7%$179B1.9

iShares Core S&P 500 ETFLow-Cost Core · S&P 5000.03%1.11%+11.3%+13.6%+22.0%+11.9%−8.9%13.8%$875B2.3

Principal Spectrum Preferred Securities Active ETFUnsorted0.55%5.00%+1.3%+2.3%+9.1%+2.8%−2.9%3.4%$1.9B2.9

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B3.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PREF 2017 · SPY 1993 · SPYM 2005 · IVV 2000

Head to Head

Swap sides Versus in desk

Head to Head

Principal Spectrum Preferred Securities Active ETF · $1.9B$11,478

PREF

SPY

State Street SPDR S&P 500 ETF · $778B$17,493

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

PREFMeasureSPY

+1.3%Year to dateJan 1 → Nov 9+11.2%

+2.3%1 yearTotal return+13.5%

+9.1%3 years · per year$10,000 became $12,979 · $18,118+21.9%

+2.8%5 years · per year$10,000 became $11,478 · $17,493+11.8%

0.55%Expense ratio$55 · $9 a year on $10k · lower is better0.09%

5.00%Trailing 12-mo yield$500 · $101 a year on $10k1.01%

−2.9%Worst dropSmaller is better−8.9%

3.4%VolatilityLower is calmer13.7%

PREFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PREF vs SPY: Top 5 Holdings

Today

PREF

0.4%in top 5

SPY

in top 527.8%

PREFStockSPY

not top 5AAPL7.9%

not top 5NVDA7.1%

not top 5MSFT6.2%

not top 5AMZN4.0%

not top 5GOOGL2.6%

0.4%GVMXXnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

PREF vs SPY Returns, Every Period

PrincipalPREF

+2.8%

5 years, per year

SPYSPDR

+11.8%

5 years, per year

PREFSPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: PREF vs IVV

YTD

PrincipalPREF

+1.3%

IVViShares

+11.3%

+1.3%Year to date+11.3%

−2.9%Worst drop · 1Y−8.9%

3.4%Volatility · 1Y13.8%

5.0%Yield1.1%

$1.9BAssets$875B

3–1PREF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PREF, SPY, SPYM, IVV

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

IVV0.03%$3

SPY0.09%$9

PREF0.55%$55

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PREF, SPY, SPYM, IVV

5.00%highest, PREF

FundTrailing yieldYield$10k

PREF5.00%$500

IVV1.11%$111

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$445most kept, PREF

PREF$500 − $55 = $445

IVV$111 − $3 = $108

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PREF, SPY, SPYM, IVV

Today

99.9%most shared, SPYM and IVV

PREFSPYSPYMIVV

PREF—0.0%0.0%0.0%

SPY0.0%—99.9%99.9%

SPYM0.0%99.9%—99.9%

IVV0.0%99.9%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.6%IVV, at 13.8% volatility

PREFWorst drop−2.9%3.4% vol

SPYMWorst drop−8.9%13.7% vol

SPYWorst drop−8.9%13.7% vol

IVVWorst drop−8.9%13.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

PREFSPYM

+1.3%Year to date+11.3%

5.0%Yield1.0%

+2.3%Past year+13.6%

0.55%Fee0.02%

3–1SPYM wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026