Compare · 3 funds side by side · dividends reinvested

PREF, VTI and QQQ

PREFPrincipal×VTIVanguard×QQQInvesco×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,068QQQ · best of the three

02 / 04

PREF, VTI and QQQ, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.6%+13.9%+21.8%+10.8%−8.9%13.9%$689B1.6

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.1

Principal Spectrum Preferred Securities Active ETFUnsorted0.55%5.00%+1.2%+2.1%+9.0%+2.8%−2.9%3.4%$1.9B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PREF 2017 · VTI 2001 · QQQ 1999

Head to Head

Swap sides Versus in desk

Head to Head

Principal Spectrum Preferred Securities Active ETF · $1.9B$11,466

PREF

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,697

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

PREFMeasureVTI

+1.2%Year to dateJan 1 → Nov 9+11.6%

+2.1%1 yearTotal return+13.9%

+9.0%3 years · per year$10,000 became $12,965 · $18,090+21.8%

+2.8%5 years · per year$10,000 became $11,466 · $16,697+10.8%

0.55%Expense ratio$55 · $3 a year on $10k · lower is better0.03%

5.00%Trailing 12-mo yield$500 · $106 a year on $10k1.06%

−2.9%Worst dropSmaller is better−8.9%

3.4%VolatilityLower is calmer13.9%

PREFVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PREF vs VTI: Top 5 Holdings

Today

PREF

0.4%in top 5

VTI

in top 525.0%

PREFStockVTI

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

not top 5AMZN3.3%

not top 5GOOGL2.8%

0.4%GVMXXnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

PREF vs VTI Returns, Every Period

PrincipalPREF

+2.8%

5 years, per year

VTIVanguard

+10.8%

5 years, per year

PREFVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: PREF vs VTI

YTD

PrincipalPREF

+1.2%

VTIVanguard

+11.6%

+1.2%Year to date+11.6%

−2.9%Worst drop · 1Y−8.9%

3.4%Volatility · 1Y13.9%

5.0%Yield1.1%

$1.9BAssets$689B

3–1PREF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PREF, VTI, QQQ

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

QQQ0.18%$18

PREF0.55%$55

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PREF, VTI, QQQ

5.00%highest, PREF

FundTrailing yieldYield$10k

PREF5.00%$500

VTI1.06%$106

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$445most kept, PREF

PREF$500 − $55 = $445

VTI$106 − $3 = $103

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PREF, VTI, QQQ

Today

49.9%most shared, VTI and QQQ

PREFVTIQQQ

PREF—0.0%0.0%

VTI0.0%—49.9%

QQQ0.0%49.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.9%VTI, at 13.9% volatility

PREFWorst drop−2.9%3.4% vol

VTIWorst drop−8.9%13.9% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

PREFVTI

+1.2%Year to date+11.6%

5.0%Yield1.1%

+2.1%Past year+13.9%

0.55%Fee0.03%

3–1VTI wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.6%

ITOTiShares

+11.6%

+11.6%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$93.2B

1–0VTI wins

End-of-day Nov 9, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+9.9%

QQQInvesco

+11.0%

+9.9%Year to date+11.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$29.1BAssets$446B

2–0QQQ wins

End-of-day Nov 9, 2026