Compare · 2 funds side by side · dividends reinvested

PREF and VTI

PREFPrincipal×VTIVanguard×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,332VTI · best of the two

02 / 04

PREF and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.10%+8.4%+9.9%+21.9%+10.3%−8.9%13.7%$689B1.4

Principal Spectrum Preferred Securities Active ETFUnsorted0.55%5.04%+0.4%+1.6%+9.2%+2.6%−2.9%3.3%$1.9B1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: PREF 2017 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Morningstar Total Stock Market ETF · $689B$16,332

VTI

PREF

Principal Spectrum Preferred Securities Active ETF · $1.9B$11,373

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VTIMeasurePREF

+8.4%Year to dateJan 1 → Nov 5+0.4%

+9.9%1 yearTotal return+1.6%

+21.9%3 years · per year$10,000 became $18,113 · $13,033+9.2%

+10.3%5 years · per year$10,000 became $16,332 · $11,373+2.6%

0.03%Expense ratio$3 · $55 a year on $10k · lower is better0.55%

1.10%Trailing 12-mo yield$110 · $504 a year on $10k5.04%

−8.9%Worst dropSmaller is better−2.9%

13.7%VolatilityLower is calmer3.3%

VTIPREF Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VTI wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VTI vs PREF: Top 5 Holdings

Today

VTI

25.0%in top 5

PREF

in top 50.2%

VTIStockPREF

7.1%NVDAnot top 5

6.6%AAPLnot top 5

5.2%MSFTnot top 5

3.3%AMZNnot top 5

2.8%GOOGLnot top 5

not top 5GVMXX0.2%

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

VTI vs PREF Returns, Every Period

VanguardVTI

+10.3%

5 years, per year

PREFPrincipal

+2.6%

5 years, per year

VTIPREFFaded: behind in that period

4–0VTI wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

Core vs Unsorted: VTI vs PREF

YTD

VanguardVTI

+8.4%

PREFPrincipal

+0.4%

+8.4%Year to date+0.4%

−8.9%Worst drop · 1Y−2.9%

13.7%Volatility · 1Y3.3%

1.1%Yield5.0%

$689BAssets$1.9B

3–1PREF wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PREF, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

PREF0.55%$55

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: PREF, VTI

5.04%highest, PREF

FundTrailing yieldYield$10k

PREF5.04%$504

VTI1.10%$110

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$449most kept, PREF

PREF$504 − $55 = $449

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: PREF, VTI

Today

0.0%most shared, PREF and VTI

PREFVTI

PREF—0.0%

VTI0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

PREFWorst drop−2.9%3.3% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

PREFVTI

+0.4%Year to date+8.4%

5.0%Yield1.1%

+1.6%Past year+9.9%

0.55%Fee0.03%

3–1VTI wins

End-of-day Nov 5, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026