Compare · 3 funds side by side · dividends reinvested

PSCU, XLU and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749VOO · best of the three

02 / 04

PSCU, XLU and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.07%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$1.00T1.1

State Street Utilities Select Sector SPDR ETFSectors · Utilities0.08%2.79%+3.8%+0.2%+17.4%+8.4%−16.1%15.7%$24.3B2.4

Invesco S&P SmallCap Utilities & Communication Services ETFSectors · Utilities0.29%0.84%+6.0%+2.7%+10.1%−0.5%−11.0%15.2%$17M2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: PSCU 2010 · XLU 1998 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

State Street Utilities Select Sector SPDR ETF · $24.3B$14,983

XLU

VOO

Vanguard S&P 500 ETF · $1.00T$17,749

$10,000 five years ago, dividends reinvested · they hold 1.9% in common

XLUMeasureVOO

+3.8%Year to dateJan 1 → Nov 3+11.5%

+0.2%1 yearTotal return+11.9%

+17.4%3 years · per year$10,000 became $16,171 · $19,094+24.1%

+8.4%5 years · per year$10,000 became $14,983 · $17,749+12.2%

0.08%Expense ratio$8 · $3 a year on $10k · lower is better0.03%

2.79%Trailing 12-mo yield$279 · $107 a year on $10k1.07%

−16.1%Worst dropSmaller is better−8.9%

15.7%VolatilityLower is calmer12.7%

XLUVOO Winner of the row, in its colourEach row: the bigger of the two fills its side

1–7VOO wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

XLU vs VOO: Top 5 Holdings

Today

XLU

39.4%in top 5

VOO

in top 528.3%

XLUStockVOO

12.6%NEEnot top 5

not top 5NVDA8.4%

7.9%SOnot top 5

not top 5AAPL7.4%

7.2%DUKnot top 5

6.4%CEGnot top 5

not top 5MSFT5.8%

5.2%AEPnot top 5

not top 5AMZN3.7%

not top 5GOOGL3.1%

Held in common1.9%

End-of-day Nov 3, 2026 · share of each fund

XLU vs VOO Returns, Every Period

SPDRXLU

+8.4%

5 years, per year

VOOVanguard

+12.2%

5 years, per year

XLUVOOFaded: behind in that period

0–4VOO wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Sector vs Core: XLU vs VOO

YTD

SPDRXLU

+3.8%

VOOVanguard

+11.5%

+3.8%Year to date+11.5%

−16.1%Worst drop · 1Y−8.9%

15.7%Volatility · 1Y12.7%

2.8%Yield1.1%

$24.3BAssets$1.00T

3–1VOO wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PSCU, XLU, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

XLU0.08%$8

PSCU0.29%$29

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: PSCU, XLU, VOO

2.79%highest, XLU

FundTrailing yieldYield$10k

XLU2.79%$279

VOO1.07%$107

PSCU0.84%$84

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$271most kept, XLU

XLU$279 − $8 = $271

VOO$107 − $3 = $104

PSCU$84 − $29 = $55

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: PSCU, XLU, VOO

Today

1.9%most shared, XLU and VOO

PSCUXLUVOO

PSCU—0.0%0.0%

XLU0.0%—1.9%

VOO0.0%1.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VOO, at 12.7% volatility

VOOWorst drop−8.9%12.7% vol

PSCUWorst drop−11.0%15.2% vol

XLUWorst drop−16.1%15.7% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

XLUVOO

+3.8%Year to date+11.5%

2.8%Yield1.1%

+0.2%Past year+11.9%

0.08%Fee0.03%

3–1VOO wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

VOO vs IVV

YTD

VanguardVOO

+11.5%

IVViShares

+11.6%

+11.5%Year to date+11.6%

1.1%Yield1.1%

$1.00TAssets$872B

1–0IVV wins

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026