Compare · 4 funds side by side · dividends reinvested

PSDM, DFSD, SGOV and VCIT

PSDMPGIM×DFSDDimensional×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,086SGOV · best of the four

02 / 04

PSDM, DFSD, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.1%+3.7%+4.5%+3.9%0.0%0.2%$117B1.9

PGIM Short Duration Multi-SectoBonds & Cash · Short-term0.40%4.45%+1.5%+2.4%+5.6%[…]−1.2%1.7%$277M2.4

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.6%+0.3%+7.3%+1.0%−4.9%4.5%$66.6B2.6

Dimensional - Short Duration Fixed Income ETFBonds & Cash · Short-term0.17%4.50%+1.3%+2.1%+5.2%[…]−1.7%2.1%$7.4B2.9

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: PSDM 2023 · DFSD 2021 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

PGIM Short Duration Multi-Secto · $277M[…]

PSDM

DFSD

Dimensional - Short Duration Fixed Income ETF · $7.4B[…]

$10,000 five years ago, dividends reinvested

PSDMMeasureDFSD

+1.5%Year to dateJan 1 → Nov 5+1.3%

+2.4%1 yearTotal return+2.1%

+5.6%3 years · per year$10,000 became $11,768 · $11,637+5.2%

[…]5 years · per year[…]

0.40%Expense ratio$40 · $17 a year on $10k · lower is better0.17%

4.45%Trailing 12-mo yield$445 · $450 a year on $10k4.50%

−1.2%Worst dropSmaller is better−1.7%

1.7%VolatilityLower is calmer2.1%

PSDMDFSD Winner of the row, in its colourEach row: the bigger of the two fills its side

5–2PSDM wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PSDM vs DFSD: Top 5 Holdings

Today

PSDM

5.5%in top 5

DFSD

in top 5[…]

PSDMStockDFSD

4.1%PAAAnot top 5

1.3%PCSnot top 5

0.1%PHYLnot top 5

Held in common[…]

End-of-day Nov 5, 2026 · share of each fund

PSDM vs DFSD Returns, Every Period

PGIMPSDM

+2.4%

past year

DFSDDimensional

+2.1%

past year

PSDMDFSDFaded: behind in that period

3–0PSDM wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

PSDM vs VCIT

YTD

PGIMPSDM

+1.5%

VCITVanguard

−0.6%

+1.5%Year to date−0.6%

−1.2%Worst drop · 1Y−4.9%

1.7%Volatility · 1Y4.5%

4.4%Yield5.0%

$277MAssets$66.6B

3–1PSDM wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PSDM, DFSD, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

DFSD0.17%$17

PSDM0.40%$40

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: PSDM, DFSD, SGOV, VCIT

5.02%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.02%$502

DFSD4.50%$450

PSDM4.45%$445

SGOV3.63%$363

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

DFSD$450 − $17 = $433

PSDM$445 − $40 = $405

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: PSDM, DFSD, SGOV, VCIT

Today

[…]holdings […]

PSDMDFSDSGOVVCIT

PSDM—[…][…][…]

DFSD[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+3.7%SGOV, at 0.2% volatility

SGOVWorst drop0.0%0.2% vol

PSDMWorst drop−1.2%1.7% vol

DFSDWorst drop−1.7%2.1% vol

VCITWorst drop−4.9%4.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

VCITSGOV

−0.6%Year to date+3.1%

5.0%Yield3.6%

+0.3%Past year+3.7%

0.03%Fee0.09%

2–2level

End-of-day Nov 5, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026