Compare · 4 funds side by side · dividends reinvested

PSDM, SCHD, MUB and SGOV

PSDMPGIM×SCHDSchwab×MUBiShares×SGOViShares×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$16,459SCHD · best of the four

02 / 04

PSDM, SCHD, MUB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B2.0

Schwab U.S. Dividend Equity ETFIncome · Dividend stocks0.06%2.96%+33.2%+39.1%+19.6%+10.5%−6.9%11.8%$120B2.3

PGIM Short Duration Multi-SectoBonds & Cash · Short-term0.40%4.45%+1.5%+2.2%+5.4%[…]−1.2%1.7%$278M2.4

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B3.1

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PSDM 2023 · SCHD 2011 · MUB 2007 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

PGIM Short Duration Multi-Secto · $278M[…]

PSDM

SCHD

Schwab U.S. Dividend Equity ETF · $120B$16,459

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

PSDMMeasureSCHD

+1.5%Year to dateJan 1 → Nov 9+33.2%

+2.2%1 yearTotal return+39.1%

+5.4%3 years · per year$10,000 became $11,712 · $17,123+19.6%

[…]5 years · per year$10,000 became […] · $16,459+10.5%

0.40%Expense ratio$40 · $6 a year on $10k · lower is better0.06%

4.45%Trailing 12-mo yield$445 · $296 a year on $10k2.96%

−1.2%Worst dropSmaller is better−6.9%

1.7%VolatilityLower is calmer11.8%

PSDMSCHD Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SCHD wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PSDM vs SCHD: Top 5 Holdings

Today

PSDM

5.6%in top 5

SCHD

in top 521.4%

PSDMStockSCHD

not top 5PG4.4%

not top 5TXN4.3%

not top 5KO4.3%

not top 5HD4.3%

4.2%PAAAnot top 5

not top 5AMGN4.1%

1.3%PCSnot top 5

0.1%PHYLnot top 5

Held in common0.0%

End-of-day Nov 9, 2026 · share of each fund

PSDM vs SCHD Returns, Every Period

PGIMPSDM

+2.2%

past year

SCHDSchwab

+39.1%

past year

PSDMSCHDFaded: behind in that period

0–3SCHD wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

PSDM vs SGOV

YTD

PGIMPSDM

+1.5%

SGOViShares

+3.2%

+1.5%Year to date+3.2%

−1.2%Worst drop · 1Y+0.0%

1.7%Volatility · 1Y0.2%

4.4%Yield3.6%

$278MAssets$117B

3–1SGOV wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PSDM, SCHD, MUB, SGOV

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SCHD0.06%$6

SGOV0.09%$9

PSDM0.40%$40

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PSDM, SCHD, MUB, SGOV

4.45%highest, PSDM

FundTrailing yieldYield$10k

PSDM4.45%$445

SGOV3.63%$363

MUB3.26%$326

SCHD2.96%$296

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$405most kept, PSDM

PSDM$445 − $40 = $405

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

SCHD$296 − $6 = $290

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PSDM, SCHD, MUB, SGOV

Today

0.0%most shared, PSDM and SCHD

PSDMSCHDMUBSGOV

PSDM—0.0%[…][…]

SCHD0.0%—[…][…]

MUB[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+39.1%SCHD, at 11.8% volatility

SGOVWorst drop0.0%0.2% vol

PSDMWorst drop−1.2%1.7% vol

MUBWorst drop−6.3%3.7% vol

SCHDWorst drop−6.9%11.8% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

PSDMSCHD

+1.5%Year to date+33.2%

4.4%Yield3.0%

+2.2%Past year+39.1%

0.40%Fee0.06%

3–1SCHD wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026