Compare · 3 funds side by side · dividends reinvested

PSDM, SPYM and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,749SPYM · best of the three

02 / 04

PSDM, SPYM and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR Portfolio S&P 500 ETFLow-Cost Core · S&P 5000.02%1.03%+11.5%+11.9%+24.1%+12.2%−8.9%12.7%$185B1.5

PGIM Short Duration Multi-SectoBonds & Cash · Short-term0.40%4.46%+1.2%+2.2%+5.5%[…]−1.2%1.7%$275M2.1

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: PSDM 2023 · SPYM 2005 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

PGIM Short Duration Multi-Secto · $275M[…]

PSDM

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

PSDMMeasureSPY

+1.2%Year to dateJan 1 → Nov 3+11.5%

+2.2%1 yearTotal return+11.8%

+5.5%3 years · per year$10,000 became $11,738 · $19,046+24.0%

[…]5 years · per year$10,000 became […] · $17,688+12.1%

0.40%Expense ratio$40 · $9 a year on $10k · lower is better0.09%

4.46%Trailing 12-mo yield$446 · $101 a year on $10k1.01%

−1.2%Worst dropSmaller is better−8.9%

1.7%VolatilityLower is calmer12.8%

PSDMSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PSDM vs SPY: Top 5 Holdings

Today

PSDM

5.5%in top 5

SPY

in top 527.4%

PSDMStockSPY

not top 5NVDA7.8%

not top 5AAPL7.7%

not top 5MSFT5.9%

4.1%PAAAnot top 5

not top 5AMZN3.6%

not top 5GOOGL2.5%

1.3%PCSnot top 5

0.1%PHYLnot top 5

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

PSDM vs SPY Returns, Every Period

PGIMPSDM

+2.2%

past year

SPYSPDR

+11.8%

past year

PSDMSPYFaded: behind in that period

0–3SPY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Bonds vs Core: PSDM vs SPYM

YTD

PGIMPSDM

+1.2%

SPYMSPDR

+11.5%

+1.2%Year to date+11.5%

−1.2%Worst drop · 1Y−8.9%

1.7%Volatility · 1Y12.7%

4.5%Yield1.0%

$275MAssets$185B

3–1PSDM wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PSDM, SPYM, SPY

Today

0.02%lowest, SPYM

FundExpense ratioFee$10k

SPYM0.02%$2

SPY0.09%$9

PSDM0.40%$40

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: PSDM, SPYM, SPY

4.46%highest, PSDM

FundTrailing yieldYield$10k

PSDM4.46%$446

SPYM1.03%$103

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$406most kept, PSDM

PSDM$446 − $40 = $406

SPYM$103 − $2 = $101

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: PSDM, SPYM, SPY

Today

99.9%most shared, SPYM and SPY

PSDMSPYMSPY

PSDM—0.0%0.0%

SPYM0.0%—99.9%

SPY0.0%99.9%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%SPYM, at 12.7% volatility

PSDMWorst drop−1.2%1.7% vol

SPYMWorst drop−8.9%12.7% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

PSDMSPYM

+1.2%Year to date+11.5%

4.5%Yield1.0%

+2.2%Past year+11.9%

0.40%Fee0.02%

3–1SPYM wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026