Compare · 3 funds side by side · dividends reinvested

PSWD, SPY and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,060SPY · best of the three

02 / 04

PSWD, SPY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$805B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.05%+13.4%+13.5%+24.0%+11.5%−8.9%13.1%$689B1.9

Xtrackers Cybersecurity Select Equity ETFThematic · Cyber & cloud0.20%0.60%+36.4%+24.9%+24.7%[…]−21.6%31.7%$6M2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: PSWD 2023 · SPY 1993 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Xtrackers Cybersecurity Select Equity ETF · $6M[…]

PSWD

SPY

State Street SPDR S&P 500 ETF · $805B$18,060

$10,000 five years ago, dividends reinvested · they hold 1.0% in common

PSWDMeasureSPY

+36.4%Year to dateJan 1 → Nov 4+13.3%

+24.9%1 yearTotal return+13.4%

+24.7%3 years · per year$10,000 became $19,393 · $19,132+24.1%

[…]5 years · per year$10,000 became […] · $18,060+12.6%

0.20%Expense ratio$20 · $9 a year on $10k · lower is better0.09%

0.60%Trailing 12-mo yield$60 · $99 a year on $10k0.99%

−21.6%Worst dropSmaller is better−8.9%

31.7%VolatilityLower is calmer12.9%

PSWDSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4SPY wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PSWD vs SPY: Top 5 Holdings

Today

PSWD

30.2%in top 5

SPY

in top 527.3%

PSWDStockSPY

not top 5NVDA7.7%

not top 5AAPL7.4%

6.8%ZSnot top 5

6.0%BAHnot top 5

6.0%RBRKnot top 5

5.9%CACInot top 5

not top 5MSFT5.9%

5.6%OKTAnot top 5

not top 5AMZN3.8%

not top 5GOOGL2.5%

Held in common1.0%

End-of-day Nov 4, 2026 · share of each fund

PSWD vs SPY Returns, Every Period

XtrackersPSWD

+24.9%

past year

SPYSPDR

+13.4%

past year

PSWDSPYFaded: behind in that period

3–0PSWD wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

Thematic vs Core: PSWD vs VTI

YTD

XtrackersPSWD

+36.4%

VTIVanguard

+13.4%

+36.4%Year to date+13.4%

−21.6%Worst drop · 1Y−8.9%

31.7%Volatility · 1Y13.1%

0.6%Yield1.0%

$6.0MAssets$689B

3–1VTI wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PSWD, SPY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

PSWD0.20%$20

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: PSWD, SPY, VTI

1.05%highest, VTI

FundTrailing yieldYield$10k

VTI1.05%$105

SPY0.99%$99

PSWD0.60%$60

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$102most kept, VTI

VTI$105 − $3 = $102

SPY$99 − $9 = $90

PSWD$60 − $20 = $40

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: PSWD, SPY, VTI

Today

86.9%most shared, SPY and VTI

PSWDSPYVTI

PSWD—1.0%1.2%

SPY1.0%—86.9%

VTI1.2%86.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+24.9%PSWD, at 31.7% volatility

SPYWorst drop−8.9%12.9% vol

VTIWorst drop−8.9%13.1% vol

PSWDWorst drop−21.6%31.7% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

VTIPSWD

+13.4%Year to date+36.4%

1.0%Yield0.6%

+13.5%Past year+24.9%

0.03%Fee0.20%

2–2level

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026