Compare · 3 funds side by side · dividends reinvested

PTIN, SCHF and VEA

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$15,685SCHF · best of the three

02 / 04

PTIN, SCHF and VEA, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Schwab International Equity ETFInternational · Ex-US broad0.03%3.10%+13.6%+19.1%+20.6%+9.4%−11.5%18.4%$67.0B1.3

Vanguard FTSE Developed Markets ETFInternational · Developed0.03%2.44%+12.9%+18.8%+20.5%+9.2%−11.6%18.3%$232B2.0

Pacer Trendpilot International ETFInternational · Ex-US broad0.65%2.22%+14.0%+18.6%+14.9%+5.8%−11.5%18.9%$174M2.6

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: PTIN 2019 · SCHF 2009 · VEA 2007

Head to Head

Swap sides Versus in desk

Head to Head

Pacer Trendpilot International ETF · $174M$13,279

PTIN

SCHF

Schwab International Equity ETF · $67.0B$15,685

$10,000 five years ago, dividends reinvested · they hold 75.7% in common

PTINMeasureSCHF

+14.0%Year to dateJan 1 → Nov 9+13.6%

+18.6%1 yearTotal return+19.1%

+14.9%3 years · per year$10,000 became $15,161 · $17,539+20.6%

+5.8%5 years · per year$10,000 became $13,279 · $15,685+9.4%

0.65%Expense ratio$65 · $3 a year on $10k · lower is better0.03%

2.22%Trailing 12-mo yield$222 · $311 a year on $10k3.10%

−11.5%Worst dropSmaller is better−11.5%

18.9%VolatilityLower is calmer18.4%

PTINSCHF Winner of the row, in its colourEach row: the bigger of the two fills its side

1–6SCHF wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

PTIN vs SCHF: Top 5 Holdings

Today

PTIN

10.4%in top 5

SCHF

in top 58.2%

PTINStockSCHF

2.9%005930.K2.3%

2.5%ASML.AS2.0%

2.2%000660.K1.7%

1.5%ROP.SW1.2%

1.4%HSBA.Lnot top 5

not top 5NOVN.SW1.1%

Held in common75.7%

End-of-day Nov 9, 2026 · share of each fund

PTIN vs SCHF Returns, Every Period

PacerPTIN

+5.8%

5 years, per year

SCHFSchwab

+9.4%

5 years, per year

PTINSCHFFaded: behind in that period

1–3SCHF wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

PTIN vs SCHF

YTD

PacerPTIN

+14.0%

SCHFSchwab

+13.6%

+14.0%Year to date+13.6%

−11.5%Worst drop · 1Y−11.5%

18.9%Volatility · 1Y18.4%

2.2%Yield3.1%

$174MAssets$67.0B

2–1SCHF wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: PTIN, SCHF, VEA

Today

0.03%lowest, SCHF

FundExpense ratioFee$10k

SCHF0.03%$3

VEA0.03%$3

PTIN0.65%$65

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: PTIN, SCHF, VEA

3.10%highest, SCHF

FundTrailing yieldYield$10k

SCHF3.10%$311

VEA2.44%$244

PTIN2.22%$222

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$308most kept, SCHF

SCHF$311 − $3 = $308

VEA$244 − $3 = $241

PTIN$222 − $65 = $157

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: PTIN, SCHF, VEA

Today

83.9%most shared, SCHF and VEA

PTINSCHFVEA

PTIN—75.7%68.1%

SCHF75.7%—83.9%

VEA68.1%83.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+19.1%SCHF, at 18.4% volatility

VEAWorst drop−11.6%18.3% vol

SCHFWorst drop−11.5%18.4% vol

PTINWorst drop−11.5%18.9% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

SCHFPTIN

+13.6%Year to date+14.0%

3.1%Yield2.2%

+19.1%Past year+18.6%

0.03%Fee0.65%

3–1SCHF wins

End-of-day Nov 9, 2026

Popular Pairs Near These Three

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$193B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026