Compare · 3 funds side by side · dividends reinvested

QAI, IUSB and SGOV

QAINY Life Investments×IUSBiShares×SGOViShares×

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$12,151QAI · best of the three

02 / 04

QAI, IUSB and SGOV, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$117B1.9

NYLI Hedge Multi-Strategy Tracker ETFUnsorted0.75%1.43%+5.4%+5.9%+8.6%+4.0%−4.4%7.3%$985M2.0

iShares Core Universal USD Bond ETFBonds & Cash · Core aggregate0.06%4.34%+0.1%+0.8%+5.6%+0.3%−4.3%3.9%$50.4B2.1

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: QAI 2009 · IUSB 2014 · SGOV 2020

Head to Head

Swap sides Versus in desk

Head to Head

NYLI Hedge Multi-Strategy Tracker ETF · $985M$12,151

QAI

IUSB

iShares Core Universal USD Bond ETF · $50.4B$10,138

$10,000 five years ago, dividends reinvested

QAIMeasureIUSB

+5.4%Year to dateJan 1 → Nov 6+0.1%

+5.9%1 yearTotal return+0.8%

+8.6%3 years · per year$10,000 became $12,812 · $11,774+5.6%

+4.0%5 years · per year$10,000 became $12,151 · $10,138+0.3%

0.75%Expense ratio$75 · $6 a year on $10k · lower is better0.06%

1.43%Trailing 12-mo yield$143 · $434 a year on $10k4.34%

−4.4%Worst dropSmaller is better−4.3%

7.3%VolatilityLower is calmer3.9%

QAIIUSB Winner of the row, in its colourEach row: the bigger of the two fills its side

4–4Level

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QAI vs IUSB: Top 5 Holdings

Today

QAI

50.3%in top 5

IUSB

in top 5[…]

QAIStockIUSB

17.5%FLOTnot top 5

12.7%VGSHnot top 5

7.8%VEAnot top 5

7.4%FLBLnot top 5

4.8%FLRNnot top 5

Held in common[…]

End-of-day Nov 6, 2026 · share of each fund

QAI vs IUSB Returns, Every Period

NY Life InvestmentsQAI

+4.0%

5 years, per year

IUSBiShares

+0.3%

5 years, per year

QAIIUSBFaded: behind in that period

4–0QAI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Unsorted vs Bonds: QAI vs IUSB

YTD

NY Life InvestmentsQAI

+5.4%

IUSBiShares

+0.1%

+5.4%Year to date+0.1%

−4.4%Worst drop · 1Y−4.3%

7.3%Volatility · 1Y3.9%

1.4%Yield4.3%

$985MAssets$50.4B

3–1IUSB wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QAI, IUSB, SGOV

Today

0.06%lowest, IUSB

FundExpense ratioFee$10k

IUSB0.06%$6

SGOV0.09%$9

QAI0.75%$75

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: QAI, IUSB, SGOV

4.34%highest, IUSB

FundTrailing yieldYield$10k

IUSB4.34%$434

SGOV3.63%$363

QAI1.43%$143

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

SGOV$363 − $9 = $354

QAI$143 − $75 = $68

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: QAI, IUSB, SGOV

Today

[…]holdings […]

QAIIUSBSGOV

QAI—[…][…]

IUSB[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+5.9%QAI, at 7.3% volatility

SGOVWorst drop0.0%0.2% vol

IUSBWorst drop−4.3%3.9% vol

QAIWorst drop−4.4%7.3% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

IUSBQAI

+0.1%Year to date+5.4%

4.3%Yield1.4%

+0.8%Past year+5.9%

0.06%Fee0.75%

2–2level

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026