Compare · 2 funds side by side · dividends reinvested

QAI and SPY

QAINY Life Investments×SPYSPDR×

Versus in desk

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,688SPY · best of the two

02 / 04

QAI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.4

NYLI Hedge Multi-Strategy Tracker ETFUnsorted0.75%1.42%+5.9%+6.4%+9.1%+4.0%−3.7%7.1%$990M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: QAI 2009 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

NYLI Hedge Multi-Strategy Tracker ETF · $990M$12,188

QAI

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

QAIMeasureSPY

+5.9%Year to dateJan 1 → Nov 3+11.5%

+6.4%1 yearTotal return+11.8%

+9.1%3 years · per year$10,000 became $12,982 · $19,046+24.0%

+4.0%5 years · per year$10,000 became $12,188 · $17,688+12.1%

0.75%Expense ratio$75 · $9 a year on $10k · lower is better0.09%

1.42%Trailing 12-mo yield$142 · $101 a year on $10k1.01%

−3.7%Worst dropSmaller is better−8.9%

7.1%VolatilityLower is calmer12.8%

QAISPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QAI vs SPY: Top 5 Holdings

Today

QAI

49.9%in top 5

SPY

in top 527.4%

QAIStockSPY

17.3%FLOTnot top 5

12.5%VGSHnot top 5

7.9%VEAnot top 5

not top 5NVDA7.8%

not top 5AAPL7.7%

7.4%FLBLnot top 5

not top 5MSFT5.9%

4.8%FLRNnot top 5

not top 5AMZN3.6%

not top 5GOOGL2.5%

Held in common0.0%

End-of-day Nov 3, 2026 · share of each fund

QAI vs SPY Returns, Every Period

NY Life InvestmentsQAI

+4.0%

5 years, per year

SPYSPDR

+12.1%

5 years, per year

QAISPYFaded: behind in that period

0–4SPY wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: QAI vs SPY

YTD

NY Life InvestmentsQAI

+5.9%

SPYSPDR

+11.5%

+5.9%Year to date+11.5%

−3.7%Worst drop · 1Y−8.9%

7.1%Volatility · 1Y12.8%

1.4%Yield1.0%

$990MAssets$798B

3–1QAI wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QAI, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

QAI0.75%$75

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: QAI, SPY

1.42%highest, QAI

FundTrailing yieldYield$10k

QAI1.42%$142

SPY1.01%$101

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$92most kept, SPY

SPY$101 − $9 = $92

QAI$142 − $75 = $67

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: QAI, SPY

Today

0.0%most shared, QAI and SPY

QAISPY

QAI—0.0%

SPY0.0%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+11.8%SPY, at 12.8% volatility

QAIWorst drop−3.7%7.1% vol

SPYWorst drop−8.9%12.8% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

QAISPY

+5.9%Year to date+11.5%

1.4%Yield1.0%

+6.4%Past year+11.8%

0.75%Fee0.09%

3–1SPY wins

End-of-day Nov 3, 2026

Popular Pairs Near These Two

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026