Compare · 2 funds side by side · dividends reinvested

QAI and VTI

QAINY Life Investments×VTIVanguard×

Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$16,375VTI · best of the two

02 / 04

QAI and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.09%+8.9%+9.9%+21.7%+10.4%−8.9%13.7%$689B1.4

NYLI Hedge Multi-Strategy Tracker ETFUnsorted0.75%1.43%+5.4%+5.9%+8.6%+4.0%−4.4%7.3%$985M1.6

Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: QAI 2009 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

NYLI Hedge Multi-Strategy Tracker ETF · $985M$12,151

QAI

VTI

Vanguard Morningstar Total Stock Market ETF · $689B$16,375

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

QAIMeasureVTI

+5.4%Year to dateJan 1 → Nov 6+8.9%

+5.9%1 yearTotal return+9.9%

+8.6%3 years · per year$10,000 became $12,812 · $18,004+21.7%

+4.0%5 years · per year$10,000 became $12,151 · $16,375+10.4%

0.75%Expense ratio$75 · $3 a year on $10k · lower is better0.03%

1.43%Trailing 12-mo yield$143 · $109 a year on $10k1.09%

−4.4%Worst dropSmaller is better−8.9%

7.3%VolatilityLower is calmer13.7%

QAIVTI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5VTI wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QAI vs VTI: Top 5 Holdings

Today

QAI

50.3%in top 5

VTI

in top 525.0%

QAIStockVTI

17.5%FLOTnot top 5

12.7%VGSHnot top 5

7.8%VEAnot top 5

7.4%FLBLnot top 5

not top 5NVDA7.1%

not top 5AAPL6.6%

not top 5MSFT5.2%

4.8%FLRNnot top 5

not top 5AMZN3.3%

not top 5GOOGL2.8%

Held in common0.0%

End-of-day Nov 6, 2026 · share of each fund

QAI vs VTI Returns, Every Period

NY Life InvestmentsQAI

+4.0%

5 years, per year

VTIVanguard

+10.4%

5 years, per year

QAIVTIFaded: behind in that period

0–4VTI wins

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Unsorted vs Core: QAI vs VTI

YTD

NY Life InvestmentsQAI

+5.4%

VTIVanguard

+8.9%

+5.4%Year to date+8.9%

−4.4%Worst drop · 1Y−8.9%

7.3%Volatility · 1Y13.7%

1.4%Yield1.1%

$985MAssets$689B

3–1QAI wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QAI, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

QAI0.75%$75

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: QAI, VTI

1.43%highest, QAI

FundTrailing yieldYield$10k

QAI1.43%$143

VTI1.09%$109

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

QAI$143 − $75 = $68

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: QAI, VTI

Today

0.0%most shared, QAI and VTI

QAIVTI

QAI—0.0%

VTI0.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 2 ETFs

+9.9%VTI, at 13.7% volatility

QAIWorst drop−4.4%7.3% vol

VTIWorst drop−8.9%13.7% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

QAIVTI

+5.4%Year to date+8.9%

1.4%Yield1.1%

+5.9%Past year+9.9%

0.75%Fee0.03%

3–1VTI wins

End-of-day Nov 6, 2026

Popular Pairs Near These Two

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026