Compare · 3 funds side by side · dividends reinvested

QDF, SPY and VOO

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$17,177VOO · best of the three

02 / 04

QDF, SPY and VOO, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Northern Trust Quality Dividend ETFIncome · Dividend stocks0.40%1.55%+10.3%+12.6%+19.5%+10.8%−7.9%12.7%$2.2B1.8

Vanguard S&P 500 ETFLow-Cost Core · S&P 5000.03%1.10%+8.7%+9.8%+21.8%+11.4%−8.9%13.5%$1.00T1.8

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.03%+8.7%+9.7%+21.7%+11.3%−8.9%13.6%$819B2.5

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 6, 2026 · returns include dividends · since: QDF 2012 · SPY 1993 · VOO 2010

Head to Head

Swap sides Versus in desk

Head to Head

Northern Trust Quality Dividend ETF · $2.2B$16,723

QDF

SPY

State Street SPDR S&P 500 ETF · $819B$17,118

$10,000 five years ago, dividends reinvested · they hold 41.8% in common

QDFMeasureSPY

+10.3%Year to dateJan 1 → Nov 6+8.7%

+12.6%1 yearTotal return+9.7%

+19.5%3 years · per year$10,000 became $17,046 · $18,039+21.7%

+10.8%5 years · per year$10,000 became $16,723 · $17,118+11.3%

0.40%Expense ratio$40 · $9 a year on $10k · lower is better0.09%

1.55%Trailing 12-mo yield$155 · $103 a year on $10k1.03%

−7.9%Worst dropSmaller is better−8.9%

12.7%VolatilityLower is calmer13.6%

QDFSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3QDF wins

End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QDF vs SPY: Top 5 Holdings

Today

QDF

26.7%in top 5

SPY

in top 527.8%

QDFStockSPY

9.9%AAPL7.9%

6.4%NVDA6.9%

4.8%MSFT6.3%

not top 5AMZN4.0%

3.1%JNJnot top 5

not top 5GOOGL2.6%

2.5%JPMnot top 5

Held in common41.8%

End-of-day Nov 6, 2026 · share of each fund

QDF vs SPY Returns, Every Period

FlexSharesQDF

+10.8%

5 years, per year

SPYSPDR

+11.3%

5 years, per year

QDFSPYFaded: behind in that period

2–2Level

End-of-day Nov 6, 2026 · dividends in · faded = behind in that period

Income vs Core: QDF vs VOO

YTD

FlexSharesQDF

+10.3%

VOOVanguard

+8.7%

+10.3%Year to date+8.7%

−7.9%Worst drop · 1Y−8.9%

12.7%Volatility · 1Y13.5%

1.6%Yield1.1%

$2.2BAssets$1.00T

4–0QDF wins

End-of-day Nov 6, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QDF, SPY, VOO

Today

0.03%lowest, VOO

FundExpense ratioFee$10k

VOO0.03%$3

SPY0.09%$9

QDF0.40%$40

End-of-day Nov 6, 2026 · fee on $10,000 a year

Yields: QDF, SPY, VOO

1.55%highest, QDF

FundTrailing yieldYield$10k

QDF1.55%$155

VOO1.10%$110

SPY1.03%$103

End-of-day Nov 6, 2026 · trailing 12-month yield

Income After Fees on $10,000

$115most kept, QDF

QDF$155 − $40 = $115

VOO$110 − $3 = $107

SPY$103 − $9 = $94

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee

Overlap: QDF, SPY, VOO

Today

92.2%most shared, SPY and VOO

QDFSPYVOO

QDF—41.8%41.1%

SPY41.8%—92.2%

VOO41.1%92.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+12.6%QDF, at 12.7% volatility

QDFWorst drop−7.9%12.7% vol

VOOWorst drop−8.9%13.5% vol

SPYWorst drop−8.9%13.6% vol

End-of-day Nov 6, 2026 · up and left is better

Paid More vs Made More

YTD

QDFVOO

+10.3%Year to date+8.7%

1.6%Yield1.1%

+12.6%Past year+9.8%

0.40%Fee0.03%

3–1QDF wins

End-of-day Nov 6, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026