Compare · 3 funds side by side · dividends reinvested

QQQ, HAPI and SPY

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,763QQQ · best of the three

02 / 04

QQQ, HAPI and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%0.99%+13.3%+13.4%+24.1%+12.6%−8.9%12.9%$798B1.6

Harbor Human Capital Factor US Large Cap ETF (HAPI)US Stock Styles · Large cap0.35%0.77%+12.3%+13.6%+23.9%[…]−8.1%12.2%$491M2.0

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.45%+13.0%+10.0%+26.3%+13.4%−11.7%20.3%$461B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 4, 2026 · returns include dividends · since: QQQ 1999 · HAPI 2022 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Invesco QQQ Trust, Series 1 · $461B$18,763

QQQ

HAPI

Harbor Human Capital Factor US Large Cap ETF (HAPI) · $491M[…]

$10,000 five years ago, dividends reinvested · they hold 41.2% in common

QQQMeasureHAPI

+13.0%Year to dateJan 1 → Nov 4+12.3%

+10.0%1 yearTotal return+13.6%

+26.3%3 years · per year$10,000 became $20,153 · $19,002+23.9%

+13.4%5 years · per year$10,000 became $18,763 · […][…]

0.18%Expense ratio$18 · $35 a year on $10k · lower is better0.35%

0.45%Trailing 12-mo yield$45 · $77 a year on $10k0.77%

−11.7%Worst dropSmaller is better−8.1%

20.3%VolatilityLower is calmer12.2%

QQQHAPI Winner of the row, in its colourEach row: the bigger of the two fills its side

3–4HAPI wins

End-of-day Nov 4, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QQQ vs HAPI: Top 5 Holdings

Today

QQQ

31.2%in top 5

HAPI

in top 527.0%

QQQStockHAPI

8.1%NVDA5.1%

7.9%AAPL5.9%

6.3%MSFT5.9%

4.4%AMZN5.7%

not top 5META4.4%

4.4%MUnot top 5

Held in common41.2%

End-of-day Nov 4, 2026 · share of each fund

QQQ vs HAPI Returns, Every Period

InvescoQQQ

+10.0%

past year

HAPIHarbor

+13.6%

past year

QQQHAPIFaded: behind in that period

2–1QQQ wins

End-of-day Nov 4, 2026 · dividends in · faded = behind in that period

QQQ vs SPY

YTD

InvescoQQQ

+13.0%

SPYSPDR

+13.3%

+13.0%Year to date+13.3%

−11.7%Worst drop · 1Y−8.9%

20.3%Volatility · 1Y12.9%

0.4%Yield1.0%

$461BAssets$798B

4–0SPY wins

End-of-day Nov 4, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QQQ, HAPI, SPY

Today

0.09%lowest, SPY

FundExpense ratioFee$10k

SPY0.09%$9

QQQ0.18%$18

HAPI0.35%$35

End-of-day Nov 4, 2026 · fee on $10,000 a year

Yields: QQQ, HAPI, SPY

0.99%highest, SPY

FundTrailing yieldYield$10k

SPY0.99%$99

HAPI0.77%$77

QQQ0.45%$45

End-of-day Nov 4, 2026 · trailing 12-month yield

Income After Fees on $10,000

$90most kept, SPY

SPY$99 − $9 = $90

HAPI$77 − $35 = $42

QQQ$45 − $18 = $27

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee

Overlap: QQQ, HAPI, SPY

Today

52.8%most shared, QQQ and SPY

QQQHAPISPY

QQQ—41.2%52.8%

HAPI41.2%—50.2%

SPY52.8%50.2%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+13.6%HAPI, at 12.2% volatility

HAPIWorst drop−8.1%12.2% vol

SPYWorst drop−8.9%12.9% vol

QQQWorst drop−11.7%20.3% vol

End-of-day Nov 4, 2026 · up and left is better

Paid More vs Made More

YTD

SPYQQQ

+13.3%Year to date+13.0%

1.0%Yield0.4%

+13.4%Past year+10.0%

0.09%Fee0.18%

4–0SPY wins

End-of-day Nov 4, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+13.1%

QQQInvesco

+13.0%

+13.1%Year to date+13.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$105BAssets$461B

2–0QQQM wins

End-of-day Nov 4, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+18.8%

QQQInvesco

+13.0%

+18.8%Year to date+13.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$32.5BAssets$461B

1–1level

End-of-day Nov 4, 2026