Compare · 4 funds side by side · dividends reinvested

QQQ, SHM, MUB and SPY

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$18,068QQQ · best of the four

02 / 04

QQQ, SHM, MUB and SPY, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.2%+13.5%+21.9%+11.8%−8.9%13.7%$778B2.1

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.46%+11.0%+11.6%+23.9%+12.6%−14.8%21.5%$446B2.6

State Street SPDR Nuveen ICE Short Term Municipal Bond ETFBonds & Cash · Municipal0.20%2.70%+1.4%+2.1%+3.3%+1.1%−2.7%1.8%$3.5B2.6

iShares National Muni Bond ETFBonds & Cash · Municipal0.05%3.26%+0.7%+1.1%+4.1%+0.8%−6.3%3.7%$55.0B2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: QQQ 1999 · SHM 2007 · MUB 2007 · SPY 1993

Head to Head

Swap sides Versus in desk

Head to Head

Invesco QQQ Trust, Series 1 · $446B$18,068

QQQ

SHM

State Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B$10,571

$10,000 five years ago, dividends reinvested

QQQMeasureSHM

+11.0%Year to dateJan 1 → Nov 9+1.4%

+11.6%1 yearTotal return+2.1%

+23.9%3 years · per year$10,000 became $19,011 · $11,019+3.3%

+12.6%5 years · per year$10,000 became $18,068 · $10,571+1.1%

0.18%Expense ratio$18 · $20 a year on $10k · lower is better0.20%

0.46%Trailing 12-mo yield$46 · $270 a year on $10k2.70%

−14.8%Worst dropSmaller is better−2.7%

21.5%VolatilityLower is calmer1.8%

QQQSHM Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3QQQ wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QQQ vs SHM: Top 5 Holdings

Today

QQQ

31.4%in top 5

SHM

in top 5[…]

QQQStockSHM

8.5%AAPLnot top 5

7.7%NVDAnot top 5

6.7%MSFTnot top 5

4.8%AMZNnot top 5

3.7%MUnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

QQQ vs SHM Returns, Every Period

InvescoQQQ

+12.6%

5 years, per year

SHMSPDR

+1.1%

5 years, per year

QQQSHMFaded: behind in that period

4–0QQQ wins

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

Core vs Bonds: QQQ vs MUB

YTD

InvescoQQQ

+11.0%

MUBiShares

+0.7%

+11.0%Year to date+0.7%

−14.8%Worst drop · 1Y−6.3%

21.5%Volatility · 1Y3.7%

0.5%Yield3.3%

$446BAssets$55.0B

3–1MUB wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QQQ, SHM, MUB, SPY

Today

0.05%lowest, MUB

FundExpense ratioFee$10k

MUB0.05%$5

SPY0.09%$9

QQQ0.18%$18

SHM0.20%$20

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: QQQ, SHM, MUB, SPY

3.26%highest, MUB

FundTrailing yieldYield$10k

MUB3.26%$326

SHM2.70%$270

SPY1.01%$101

QQQ0.46%$46

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$321most kept, MUB

MUB$326 − $5 = $321

SHM$270 − $20 = $250

SPY$101 − $9 = $92

QQQ$46 − $18 = $28

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: QQQ, SHM, MUB, SPY

Today

52.4%most shared, QQQ and SPY

QQQSHMMUBSPY

QQQ—[…][…]52.4%

SHM[…]—[…][…]

MUB[…][…]—[…]

SPY52.4%[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+13.5%SPY, at 13.7% volatility

SHMWorst drop−2.7%1.8% vol

MUBWorst drop−6.3%3.7% vol

SPYWorst drop−8.9%13.7% vol

QQQWorst drop−14.8%21.5% vol

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

MUBSPY

+0.7%Year to date+11.2%

3.3%Yield1.0%

+1.1%Past year+13.5%

0.05%Fee0.09%

2–2level

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+10.9%

QQQInvesco

+11.0%

+10.9%Year to date+11.0%

0.15% · $15Fee · on $10k a year0.18% · $18

$103BAssets$446B

1–1level

End-of-day Nov 9, 2026

TQQQ vs QQQ

YTD

ProSharesTQQQ

+9.9%

QQQInvesco

+11.0%

+9.9%Year to date+11.0%

0.94% · $94Fee · on $10k a year0.18% · $18

$29.1BAssets$446B

2–0QQQ wins

End-of-day Nov 9, 2026