Compare · 3 funds side by side · dividends reinvested

QQQ, SPY and VTI

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$18,625QQQ · best of the three

02 / 04

QQQ, SPY and VTI, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street SPDR S&P 500 ETFLow-Cost Core · S&P 5000.09%1.01%+11.5%+11.8%+24.0%+12.1%−8.9%12.8%$798B1.9

Vanguard Morningstar Total Stock Market ETFLow-Cost Core · Total US market0.03%1.06%+11.7%+11.9%+23.8%+11.0%−8.9%13.0%$689B1.9

Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.45%+11.9%+9.4%+26.4%+13.2%−11.7%20.3%$461B2.3

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: QQQ 1999 · SPY 1993 · VTI 2001

Head to Head

Swap sides Versus in desk

Head to Head

Invesco QQQ Trust, Series 1 · $461B$18,625

QQQ

SPY

State Street SPDR S&P 500 ETF · $798B$17,688

$10,000 five years ago, dividends reinvested · they hold 53.6% in common

QQQMeasureSPY

+11.9%Year to dateJan 1 → Nov 3+11.5%

+9.4%1 yearTotal return+11.8%

+26.4%3 years · per year$10,000 became $20,184 · $19,046+24.0%

+13.2%5 years · per year$10,000 became $18,625 · $17,688+12.1%

0.18%Expense ratio$18 · $9 a year on $10k · lower is better0.09%

0.45%Trailing 12-mo yield$45 · $101 a year on $10k1.01%

−11.7%Worst dropSmaller is better−8.9%

20.3%VolatilityLower is calmer12.8%

QQQSPY Winner of the row, in its colourEach row: the bigger of the two fills its side

3–5SPY wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

QQQ vs SPY: Top 5 Holdings

Today

QQQ

31.0%in top 5

SPY

in top 527.4%

QQQStockSPY

8.1%AAPL7.7%

8.0%NVDA7.8%

6.2%MSFT5.9%

4.4%AMZN3.6%

4.3%MUnot top 5

not top 5GOOGL2.5%

Held in common53.6%

End-of-day Nov 3, 2026 · share of each fund

QQQ vs SPY Returns, Every Period

InvescoQQQ

+13.2%

5 years, per year

SPYSPDR

+12.1%

5 years, per year

QQQSPYFaded: behind in that period

3–1QQQ wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

QQQ vs VTI

YTD

InvescoQQQ

+11.9%

VTIVanguard

+11.7%

+11.9%Year to date+11.7%

−11.7%Worst drop · 1Y−8.9%

20.3%Volatility · 1Y13.0%

0.5%Yield1.1%

$461BAssets$689B

3–1VTI wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: QQQ, SPY, VTI

Today

0.03%lowest, VTI

FundExpense ratioFee$10k

VTI0.03%$3

SPY0.09%$9

QQQ0.18%$18

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: QQQ, SPY, VTI

1.06%highest, VTI

FundTrailing yieldYield$10k

VTI1.06%$106

SPY1.01%$101

QQQ0.45%$45

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$103most kept, VTI

VTI$106 − $3 = $103

SPY$101 − $9 = $92

QQQ$45 − $18 = $27

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: QQQ, SPY, VTI

Today

87.7%most shared, SPY and VTI

QQQSPYVTI

QQQ—53.6%49.8%

SPY53.6%—87.7%

VTI49.8%87.7%—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+11.9%VTI, at 13.0% volatility

SPYWorst drop−8.9%12.8% vol

VTIWorst drop−8.9%13.0% vol

QQQWorst drop−11.7%20.3% vol

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VTIQQQ

+11.7%Year to date+11.9%

1.1%Yield0.5%

+11.9%Past year+9.4%

0.03%Fee0.18%

3–1VTI wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+12.0%

QQQInvesco

+11.9%

+12.0%Year to date+11.9%

0.15% · $15Fee · on $10k a year0.18% · $18

$105BAssets$461B

2–0QQQM wins

End-of-day Nov 3, 2026

VTI vs ITOT

YTD

VanguardVTI

+11.7%

ITOTiShares

+11.6%

+11.7%Year to date+11.6%

1.1%Yield1.0%

$689BAssets$95.4B

2–0VTI wins

End-of-day Nov 3, 2026