Compare · 2 funds side by side · dividends reinvested

QQQ and XLF

QQQInvesco×XLFSPDR×
$5k$10k$15k$20kLow $6,795 · 2022QQQ$17,509XLF$15,474Oct 2021Nov 2026Story of the two · Growth5Y$10,000 five years agoDividends reinvested · both on one scale$17,509QQQ · best of the two
02 / 04

QQQ and XLF, Ranked

Today
FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank
State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+5.7%+10.4%+22.5%+9.1%−14.8%15.3%$55.5B1.4
Invesco QQQ Trust, Series 1Low-Cost Core · Nasdaq-1000.18%0.47%+7.2%+5.8%+23.2%+11.9%−14.8%21.3%$469B1.6
Rank among the two1st → 2ndFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best
End-of-day Nov 6, 2026 · returns include dividends · since: QQQ 1999 · XLF 1998
@TheETFTracker·theetftracker.com

Head to Head

5Y
Invesco QQQ Trust, Series 1 · $469B$17,509
QQQ
XLF
State Street Financial Select Sector SPDR ETF · $55.5B$15,474

$10,000 five years ago, dividends reinvested · they hold 0.2% in common

QQQMeasureXLF
+7.2%Year to dateJan 1 → Nov 6+5.7%
+5.8%1 yearTotal return+10.4%
+23.2%3 years · per year$10,000 became $18,694 · $18,391+22.5%
+11.9%5 years · per year$10,000 became $17,509 · $15,474+9.1%
0.18%Expense ratio$18 · $8 a year on $10k · lower is better0.08%
0.47%Trailing 12-mo yield$47 · $144 a year on $10k1.44%
−14.8%Worst dropSmaller is better−14.8%
21.3%VolatilityLower is calmer15.3%
QQQXLF Winner of the row, in its colourEach row: the bigger of the two fills its side
3–4XLF wins
End-of-day Nov 6, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns
@TheETFTracker·theetftracker.com

More Ways to See the Pairs

QQQ vs XLF: Top 5 Holdings

Today
QQQ
31.6%in top 5
XLF
in top 543.7%
QQQStockXLF
not top 5BRK-B13.2%
not top 5JPM11.1%
not top 5V8.9%
8.7%AAPLnot top 5
7.6%NVDAnot top 5
6.9%MSFTnot top 5
not top 5MA6.5%
4.9%AMZNnot top 5
not top 5BAC4.0%
3.5%MUnot top 5
Held in common0.2%
End-of-day Nov 6, 2026 · share of each fund
@TheETFTracker·theetftracker.com

QQQ vs XLF Returns, Every Period

5Y
InvescoQQQ
+11.9%
5 years, per year
XLFSPDR
+9.1%
5 years, per year
0%+10%+20%+30%+7.2%+5.7%YTD+5.8%+10.4%1 year+23.2%+22.5%3 yrs · yr+11.9%+9.1%5 yrs · yr
QQQXLFFaded: behind in that period
3–1QQQ wins
End-of-day Nov 6, 2026 · dividends in · faded = behind in that period
@TheETFTracker·theetftracker.com

Core vs Sector: QQQ vs XLF

YTD
InvescoQQQ
+7.2%
XLFSPDR
+5.7%
Jan 1Nov 6+7.2%+5.7%
+7.2%Year to date+5.7%
−14.8%Worst drop · 1Y−14.8%
21.3%Volatility · 1Y15.3%
0.5%Yield1.4%
$469BAssets$55.5B
2–1XLF wins
End-of-day Nov 6, 2026 · smaller drop and lower volatility win
@TheETFTracker·theetftracker.com

Cost, Income and Risk

Fees: QQQ, XLF

Today
0.08%lowest, XLF
FundExpense ratioFee$10k
XLF0.08%$8
QQQ0.18%$18
End-of-day Nov 6, 2026 · fee on $10,000 a year
@TheETFTracker·theetftracker.com

Yields: QQQ, XLF

1Y
1.44%highest, XLF
FundTrailing yieldYield$10k
XLF1.44%$144
QQQ0.47%$47
End-of-day Nov 6, 2026 · trailing 12-month yield
@TheETFTracker·theetftracker.com

Income After Fees on $10,000

1Y
$136most kept, XLF
XLF$144 − $8 = $136
QQQ$47 − $18 = $29
KeptFee
End-of-day Nov 6, 2026 · yield in dollars minus the fee
@TheETFTracker·theetftracker.com

Overlap: QQQ, XLF

Today
0.2%most shared, QQQ and XLF
QQQXLF
QQQ—0.2%
XLF0.2%—
End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus
@TheETFTracker·theetftracker.com

Return vs Bumpiness: 2 ETFs

1Y
+10.4%XLF, at 15.3% volatility
0%+5%+10%+15%10%15%20%25%Volatility · 1 year → bumpierXLF +10.4%QQQ +5.8%
XLFWorst drop−14.8%15.3% vol
QQQWorst drop−14.8%21.3% vol
End-of-day Nov 6, 2026 · up and left is better
@TheETFTracker·theetftracker.com

Paid More vs Made More

YTD
XLFQQQ
Jan 1Nov 6+5.7%+7.2%
+5.7%Year to date+7.2%
1.4%Yield0.5%
+10.4%Past year+5.8%
0.08%Fee0.18%
3–1XLF wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

Popular Pairs Near These Two

QQQM vs QQQ

YTD
InvescoQQQM
+7.2%
QQQInvesco
+7.2%
Jan 1Nov 6+7.2%+7.2%
+7.2%Year to date+7.2%
0.15% · $15Fee · on $10k a year0.18% · $18
$107BAssets$469B
1–0QQQM wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

TQQQ vs QQQ

YTD
ProSharesTQQQ
−0.3%
QQQInvesco
+7.2%
Jan 1Nov 6−0.3%+7.2%
−0.3%Year to date+7.2%
0.94% · $94Fee · on $10k a year0.18% · $18
$29.1BAssets$469B
2–0QQQ wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com

SCHD vs VIG

YTD
SchwabSCHD
+31.4%
VIGVanguard
+12.1%
Jan 1Nov 6+31.4%+12.1%
+31.4%Year to date+12.1%
3.0%Yield1.5%
$120BAssets$109B
2–0SCHD wins
End-of-day Nov 6, 2026
@TheETFTracker·theetftracker.com