Compare · 3 funds side by side · dividends reinvested

RAAR, VCIT and VCSH

Story of the three · Growth5Y$10,000 five years agoDividends reinvested · all three on one scale$11,325VCSH · best of the three

02 / 04

RAAR, VCIT and VCSH, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

Vanguard Short-Term Corporate Bond ETFBonds & Cash · Corporate0.03%4.56%+0.9%+1.9%+5.6%+2.5%−1.6%2.1%$43.9B1.3

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.06%−1.5%−0.7%+6.9%+0.9%−4.9%4.4%$66.6B1.6

Reckoner Yield Enhanced AAA CLO Reinvesting ETFBonds & Cash · Corporate0.40%0.00%[…][…][…][…][…][…]$18M3.0

Rank among the three1st → 3rdFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 3, 2026 · returns include dividends · since: RAAR 2026 · VCIT 2009 · VCSH 2009

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Intermediate-Term Corporate Bond ETF · $66.6B$10,440

VCIT

VCSH

Vanguard Short-Term Corporate Bond ETF · $43.9B$11,325

$10,000 five years ago, dividends reinvested

VCITMeasureVCSH

−1.5%Year to dateJan 1 → Nov 3+0.9%

−0.7%1 yearTotal return+1.9%

+6.9%3 years · per year$10,000 became $12,231 · $11,776+5.6%

+0.9%5 years · per year$10,000 became $10,440 · $11,325+2.5%

0.03%Expense ratio$3 · $3 a year on $10k · lower is better0.03%

5.06%Trailing 12-mo yield$506 · $456 a year on $10k4.56%

−4.9%Worst dropSmaller is better−1.6%

4.4%VolatilityLower is calmer2.1%

VCITVCSH Winner of the row, in its colourEach row: the bigger of the two fills its side

2–5VCSH wins

End-of-day Nov 3, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VCIT vs VCSH: Top 5 Holdings

Today

VCIT

[…]in top 5

VCSH

in top 5[…]

Holdings […] not in today’s data

Held in common[…]

End-of-day Nov 3, 2026 · share of each fund

VCIT vs VCSH Returns, Every Period

VanguardVCIT

+0.9%

5 years, per year

VCSHVanguard

+2.5%

5 years, per year

VCITVCSHFaded: behind in that period

1–3VCSH wins

End-of-day Nov 3, 2026 · dividends in · faded = behind in that period

VCIT vs VCSH

YTD

VanguardVCIT

−1.5%

VCSHVanguard

+0.9%

−1.5%Year to date+0.9%

−4.9%Worst drop · 1Y−1.6%

4.4%Volatility · 1Y2.1%

5.1%Yield4.6%

$66.6BAssets$43.9B

3–1VCSH wins

End-of-day Nov 3, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RAAR, VCIT, VCSH

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

VCSH0.03%$3

RAAR0.40%$40

End-of-day Nov 3, 2026 · fee on $10,000 a year

Yields: RAAR, VCIT, VCSH

5.06%highest, VCIT

FundTrailing yieldYield$10k

VCIT5.06%$506

VCSH4.56%$456

RAAR0.00%$0

End-of-day Nov 3, 2026 · trailing 12-month yield

Income After Fees on $10,000

$503most kept, VCIT

VCIT$506 − $3 = $503

VCSH$456 − $3 = $453

RAAR$0 − $40 = −$40

KeptFee

End-of-day Nov 3, 2026 · yield in dollars minus the fee

Overlap: RAAR, VCIT, VCSH

Today

[…]holdings […]

RAARVCITVCSH

RAAR—[…][…]

VCIT[…]—[…]

VCSH[…][…]—

End-of-day Nov 3, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 3 ETFs

+1.9%VCSH, at 2.1% volatility

VCSHWorst drop−1.6%2.1% vol

VCITWorst drop−4.9%4.4% vol

RAARWorst drop[…][…]

End-of-day Nov 3, 2026 · up and left is better

Paid More vs Made More

YTD

VCITVCSH

−1.5%Year to date+0.9%

5.1%Yield4.6%

−0.7%Past year+1.9%

0.03%Fee0.03%

2–1VCSH wins

End-of-day Nov 3, 2026

Popular Pairs Near These Three

SCHD vs VIG

YTD

SchwabSCHD

+32.8%

VIGVanguard

+14.0%

+32.8%Year to date+14.0%

3.0%Yield1.5%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 3, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+7.5%

JEPIJ.P. Morgan

+7.0%

+7.5%Year to date+7.0%

12.3%Yield8.0%

$41.8BAssets$46.0B

2–0JEPQ wins

End-of-day Nov 3, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.5%

SPYSPDR

+11.5%

+11.5%Year to date+11.5%

1.0%Yield1.0%

$185BAssets$798B

0–0level

End-of-day Nov 3, 2026