Compare · 4 funds side by side · dividends reinvested

RCLR, CLOC, SGOV and VCIT

RCLRReckoner×CLOCAAM×SGOViShares×VCITVanguard×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$12,091SGOV · best of the four

02 / 04

RCLR, CLOC, SGOV and VCIT, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

AAM Crescent CLO ETFBonds & Cash · Corporate0.49%6.28%+4.8%+5.5%[…][…]−0.5%1.1%$62M1.7

iShares 0-3 Month Treasury Bond ETFBonds & Cash · Cash & T-bills0.09%3.63%+3.2%+3.8%+4.5%+3.9%0.0%0.2%$116B1.8

Vanguard Intermediate-Term Corporate Bond ETFBonds & Cash · Corporate0.03%5.02%−0.7%+0.0%+6.6%+1.0%−4.9%4.5%$66.6B2.3

Reckoner BBB-B CLO Reinvesting ETFBonds & Cash · Corporate0.60%0.00%[…][…][…][…][…][…]$13M4.0

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 9, 2026 · returns include dividends · since: RCLR 2026 · CLOC 2025 · SGOV 2020 · VCIT 2009

Head to Head

Swap sides Versus in desk

Head to Head

Reckoner BBB-B CLO Reinvesting ETF · $13M[…]

RCLR

CLOC

AAM Crescent CLO ETF · $62M[…]

$10,000 five years ago, dividends reinvested

RCLRMeasureCLOC

[…]Year to dateJan 1 → Nov 9+4.8%

[…]1 yearTotal return+5.5%

[…]3 years · per year[…]

[…]5 years · per year[…]

0.60%Expense ratio$60 · $49 a year on $10k · lower is better0.49%

0.00%Trailing 12-mo yield$0 · $628 a year on $10k6.28%

[…]Worst dropSmaller is better−0.5%

[…]VolatilityLower is calmer1.1%

RCLRCLOC Winner of the row, in its colourEach row: the bigger of the two fills its side

0–2CLOC wins

End-of-day Nov 9, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

RCLR vs CLOC: Top 5 Holdings

Today

RCLR

99.2%in top 5

CLOC

in top 5[…]

RCLRStockCLOC

99.2%RCLYnot top 5

Held in common[…]

End-of-day Nov 9, 2026 · share of each fund

RCLR vs CLOC Returns, Every Period

ReckonerRCLR

[…]

past year

CLOCAAM

+5.5%

past year

Returns […]

RCLRCLOCFaded: behind in that period

0–0Level

End-of-day Nov 9, 2026 · dividends in · faded = behind in that period

RCLR vs CLOC

YTD

ReckonerRCLR

[…]

CLOCAAM

+4.8%

[…]Year to date+4.8%

[…]Worst drop · 1Y−0.5%

[…]Volatility · 1Y1.1%

0.0%Yield6.3%

$12.9MAssets$62.1M

1–0CLOC wins

End-of-day Nov 9, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: RCLR, CLOC, SGOV, VCIT

Today

0.03%lowest, VCIT

FundExpense ratioFee$10k

VCIT0.03%$3

SGOV0.09%$9

CLOC0.49%$49

RCLR0.60%$60

End-of-day Nov 9, 2026 · fee on $10,000 a year

Yields: RCLR, CLOC, SGOV, VCIT

6.28%highest, CLOC

FundTrailing yieldYield$10k

CLOC6.28%$628

VCIT5.02%$502

SGOV3.63%$363

RCLR0.00%$0

End-of-day Nov 9, 2026 · trailing 12-month yield

Income After Fees on $10,000

$579most kept, CLOC

CLOC$628 − $49 = $579

VCIT$502 − $3 = $499

SGOV$363 − $9 = $354

RCLR$0 − $60 = −$60

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee

Overlap: RCLR, CLOC, SGOV, VCIT

Today

[…]holdings […]

RCLRCLOCSGOVVCIT

RCLR—[…][…][…]

CLOC[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+5.5%CLOC, at 1.1% volatility

SGOVWorst drop0.0%0.2% vol

CLOCWorst drop−0.5%1.1% vol

VCITWorst drop−4.9%4.5% vol

RCLRWorst drop[…][…]

End-of-day Nov 9, 2026 · up and left is better

Paid More vs Made More

YTD

CLOCSGOV

+4.8%Year to date+3.2%

6.3%Yield3.6%

+5.5%Past year+3.8%

0.49%Fee0.09%

3–1CLOC wins

End-of-day Nov 9, 2026

Popular Pairs Near These Four

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026