Compare · 4 funds side by side · dividends reinvested

REAI, NETL, VGT and XLF

REAIArmada ETF Advisors×NETLNETL×VGTVanguard×XLFSPDR×

Story of the four · Growth5Y$10,000 five years agoDividends reinvested · all four on one scale$20,466VGT · best of the four

02 / 04

REAI, NETL, VGT and XLF, Ranked

Today

FundFeeYieldYTD1 year3 yrs · yr5 yrs · yrWorst dropVolatilityAssetsAvg rank

State Street Financial Select Sector SPDR ETFSectors · Financials0.08%1.44%+6.3%+11.4%+23.0%+9.2%−14.8%15.3%$53.8B2.3

Vanguard Information Technology ETFSectors · Technology0.09%0.44%+14.0%+11.1%+28.8%+15.4%−17.5%26.5%$155B2.4

Intelligent Real Estate ETFSectors · Real estate0.59%2.38%+10.0%+4.1%+10.0%[…]−10.2%15.0%$1M2.6

Colterpoint Net Lease Real Estate ETFSectors · Real estate0.60%5.18%+6.8%+7.5%+10.5%−0.6%−16.7%14.9%$47M2.6

Rank among the four1st → 4thFee, drop and volatility: lower ranks higherAvg rank: mean of the 8 ranks · 1 is best

End-of-day Nov 5, 2026 · returns include dividends · since: REAI 2023 · NETL 2019 · VGT 2004 · XLF 1998

Head to Head

Swap sides Versus in desk

Head to Head

Vanguard Information Technology ETF · $155B$20,466

VGT

NETL

Colterpoint Net Lease Real Estate ETF · $47M$9,724

$10,000 five years ago, dividends reinvested · they hold 0.0% in common

VGTMeasureNETL

+14.0%Year to dateJan 1 → Nov 5+6.8%

+11.1%1 yearTotal return+7.5%

+28.8%3 years · per year$10,000 became $21,348 · $13,485+10.5%

+15.4%5 years · per year$10,000 became $20,466 · $9,724−0.6%

0.09%Expense ratio$9 · $60 a year on $10k · lower is better0.60%

0.44%Trailing 12-mo yield$44 · $518 a year on $10k5.18%

−17.5%Worst dropSmaller is better−16.7%

26.5%VolatilityLower is calmer14.9%

VGTNETL Winner of the row, in its colourEach row: the bigger of the two fills its side

5–3VGT wins

End-of-day Nov 5, 2026 · returns include dividends · 3Y and 5Y figures are per-year returns

More Ways to See the Pairs

VGT vs NETL: Top 5 Holdings

Today

VGT

53.2%in top 5

NETL

in top 542.3%

VGTStockNETL

17.6%NVDAnot top 5

15.9%AAPLnot top 5

11.2%MSFTnot top 5

not top 5VICI8.7%

not top 5ADC8.6%

not top 5O8.6%

not top 5WPC8.3%

not top 5NNN8.2%

4.5%MUnot top 5

4.1%AVGOnot top 5

Held in common0.0%

End-of-day Nov 5, 2026 · share of each fund

VGT vs NETL Returns, Every Period

VanguardVGT

+15.4%

5 years, per year

NETLNETL

−0.6%

5 years, per year

VGTNETLFaded: behind in that period

4–0VGT wins

End-of-day Nov 5, 2026 · dividends in · faded = behind in that period

VGT vs NETL

YTD

VanguardVGT

+14.0%

NETLNETL

+6.8%

+14.0%Year to date+6.8%

−17.5%Worst drop · 1Y−16.7%

26.5%Volatility · 1Y14.9%

0.4%Yield5.2%

$155BAssets$47.2M

3–1NETL wins

End-of-day Nov 5, 2026 · smaller drop and lower volatility win

Cost, Income and Risk

Fees: REAI, NETL, VGT, XLF

Today

0.08%lowest, XLF

FundExpense ratioFee$10k

XLF0.08%$8

VGT0.09%$9

REAI0.59%$59

NETL0.60%$60

End-of-day Nov 5, 2026 · fee on $10,000 a year

Yields: REAI, NETL, VGT, XLF

5.18%highest, NETL

FundTrailing yieldYield$10k

NETL5.18%$518

REAI2.38%$238

XLF1.44%$144

VGT0.44%$44

End-of-day Nov 5, 2026 · trailing 12-month yield

Income After Fees on $10,000

$458most kept, NETL

NETL$518 − $60 = $458

REAI$238 − $59 = $179

XLF$144 − $8 = $136

VGT$44 − $9 = $35

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee

Overlap: REAI, NETL, VGT, XLF

Today

11.0%most shared, REAI and NETL

REAINETLVGTXLF

REAI—11.0%0.0%0.0%

NETL11.0%—0.0%0.0%

VGT0.0%0.0%—0.0%

XLF0.0%0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Return vs Bumpiness: 4 ETFs

+11.4%XLF, at 15.3% volatility

NETLWorst drop−16.7%14.9% vol

REAIWorst drop−10.2%15.0% vol

XLFWorst drop−14.8%15.3% vol

VGTWorst drop−17.5%26.5% vol

End-of-day Nov 5, 2026 · up and left is better

Paid More vs Made More

YTD

NETLVGT

+6.8%Year to date+14.0%

5.2%Yield0.4%

+7.5%Past year+11.1%

0.60%Fee0.09%

3–1VGT wins

End-of-day Nov 5, 2026

Popular Pairs Near These Four

XLK vs VGT

YTD

SPDRXLK

+13.2%

VGTVanguard

+14.0%

+13.2%Year to date+14.0%

0.08% · $8Fee · on $10k a year0.09% · $9

$117BAssets$155B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026